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Alaina Wadsworth

Partner
Solicitor Advocate

Contact
CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
London
EC4N 6AF
United Kingdom
Languages English, French, Spanish

Alaina is a partner and solicitor advocate in CMS’s Insurance and Reinsurance Group having trained at the firm and qualified in 2009.  She is ranked as a Rising Star in Insurance Law by Super Lawyers and Expert Guides.

She specialises in advising on insurance and reinsurance disputes and coverage with a particular focus on healthcare, aviation and a broad range of professional negligence claims (particularly insurance brokers).

She regularly advises on heavy weight litigation matters as well as international and cross-border disputes, utilising her foreign language skills, and was involved in one of the largest negligence claims of recent years defending a leading broking house where the claims, valued at worth half a billion dollars, concerned an all risks policy placed into the specie market.

Alaina has completed three extended secondments; one as an aviation claims adjuster to a major insurer and aviation market lead and two to the legal teams of leading insurance brokers.

In addition to her contentious practice, Alaina advises on non-contentious insurance issues such as policy drafting and wording reviews and insurance contractual documentation such as coverholder arrangements, SLAs, TOBAs and broker transfers. Having undertaken numerous policy drafting and wording reviews and regularly spoken on the topic, Alaina is well versed in advising on the impact of the Consumer, Insurance and Enterprise Acts.

She is a contributing partner to the leading text Insurance Broking Practice and the Law.

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Education

  • 2012 – Higher Rights of Audience, BPP, London
  • 2007 – LLB, College of Law, London
  • 2007 – Legal Practice Course, College of Law, London
  • 2006 – Graduate Diploma in Law, College of Law, London
  • 2005 – BA Hons French and Spanish, Cardiff University, London
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22/03/2017
Insurance: insurer liable for defence costs where only uninsured claims...
The High Court has made a non-party costs order against an insurer in respect of uninsured claims. Background The defendant, Transform Medical Group, faced 426 claims brought against it for the supply of defective breast implants as part of the
04/09/2017
lnsurance claims: Co-operation and insurer's duty to make clear when information...
The Court of Appeal has held that insurers could not escape liability by relying on breach of a condition precedent as they had had a duty to tell the insured that they regarded documents as outstanding. Background The claimants were a holding compan
12/08/2016
Insurance Act 2015: now in force
The main provisions of the Insurance Act 2015 come into force today. With the consumer insurance reforms that came into force in 2013, this represents the biggest shake up of insurance law in over 100 years. The majority of the changes introduced by

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19/05/2023
Insurance law and regulation in United Kingdom
1. Introduction Insurers are dual regulated firms in the UK. They are authorised and regulated from a standards and policies perspective by the Prudential Regulation Authority (“PRA”) and are regulated...
17/04/2023
Proximate Cause: World War II?
In a recent decision, the English Courts concluded that damage cause by a controlled detonation of a World War II bomb fell within the War Risks exclusion of an insurance policy issued 80 years later...
27/03/2023
High Court rules in favour of consumers, providing an interpretation on...
The High Court has allowed an appeal by consumers who claimed compensation when a Northwest Passage cruise they had booked was not, because of sea ice, able to follow the planned itinerary. Applying the...
27/01/2023
A slippery issue - liability for accidents causing injury onboard aircraft
The High Court has considered once more the thorny issue of what constitutes an “accident” for the purposes of the Montreal Convention and has provided at least some clarification. The case Mr Arthern...
03/05/2022
Professional Indemnity Video Series 2022
The professional indemnity market is more active than ever before. This series of bitesize videos, presented by members of our Insurance and Reinsurance Group, is designed to help you understand the recent trends and navigate the risks and pitfalls of professional indemnity insurance from the perspective of the following markets and sec­tors:Con­struc­tion Brokers Sur­vey­ors­SIPP op­er­at­orsSo­li­cit­ors
24/03/2022
CMS Professional Indemnity Insurance Seminar
Our annual professional indemnity event for insurance professionals took place in Cannon Place on Thursday 24 March 2022. A video recording of the event is now available to watch here. As usual, the...
11/03/2022
Impact of Russian sanctions on the aviation industry – update on UK Sanctions
Following an announcement on 3 March, the UK Government published legislation implementing new sanctions relating to the aviation industry. The Russia (Sanctions) (EU Exit) (Amendment) (No.6) Regulations...
04/03/2022
Impact of Russian sanctions on the aviation industry
On 25 February 2022, following the Russian invasion of Ukraine, the EU introduced a ban on certain exports into Russia impacting the aviation and the space industry. The EU has prohibited the provision...
08/12/2021
Aviation - clearer skies ahead?
The last couple of years have been a turbulent time for the aviation industry as a result of both the pandemic and increasing environmental concerns. This report from Legal Flightpath – CMS Aviation...
27/10/2021
Insurance Act 2015: material circumstance, moral hazard and the duty of...
In one of the first reported decisions under the Insurance Act in the High Court, an insurer has successfully defended an action for avoiding a BI policy from inception and a CAR policy from renewal...
22/10/2021
Gate wide open but play by the rules: Supreme Court provides definitive...
The Supreme Court has delivered clear guidance on the tort gateway and the treatment of foreign law cases. The interpretation of damage is given a broad meaning and how the presumption of similarity operates...
19/10/2021
Uncontroverted Expert Evidence – a Promising Decision for Defendants
A recent Court of Appeal judgment on a holiday sickness claim has provided some clarity regarding the proper approach towards uncontroverted expert evidence. In Griffiths v TUI UK Limited [2021] EWCA...