banking & finance

Banking & Finance

Netherlands

Our Banking & Finance practice is one of the biggest in Europe. Our expertise includes the entire spectrum of banking, finance and regulated markets. In local ánd international situations. We deliver a tailor-made approach that pays as much attention to your commercial interests as it does to your legal interests. Lawyers that have (internationally) worked together for decades and that therefore have proven experience in every possible situation will give you an unmatchable lead.

A tailored commercial approach is key. We want your business to thrive.

Whether you are a bank or a corporation looking for funds, a financial service provider or an entity confronted with regulation, an investment fund or public entity, our priority is resolving (and utilizing) your challenges and putting your world first.

Our organisation consists of over 500 banking and finance lawyers who have proven their pan-European skills in working together for more than one decade.

Whether you seek deep-rooted local advice or multi-jurisdictional expertise, our teams will advise you seamlessly. We select and tailor the teams that will best fit with the scope of your matter. We have teams that focus on specific industries - such as an energy team, a hotels team, an infrastructure team and a lifesciences team. They work closely together and are happy to share their knowledge.

Top level project management goes hand in hand with expertise and experience. Rigor and determination go hand in hand with innovation.

We aim to be one step ahead of market developments and legislative changes, in order to build relationships with you that last. We provide you with a sustainable advice that enables you to make the right decisions, short-term and long-term.

Should you wish to learn more about what we can offer your business? Please take a look at the practice group specific pages below or contact one of our specialists directly.

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"The European network is really a decisive factor for us in multi-jurisdictional financing."

Chambers Global, 2018

CMS’ well-regarded practice has experience in financing transactions across a broad range of sectors, including real estate, leisure and energy.

The Legal 500, 2018

"I think they present the highest quality of detailed work. They helped us through hard and complex transactions, providing support throughout."

Chambers Europe, 2017

They are proactive thinkers; lawyers that think in solutions rather than problems.

IFLR1000, 2017

Choose area

    Financial Services

    The financial sector is facing significant changes in the supervision and restrictions in respect of the business model after the development of the financial crisis in 2007. Traditional structures have to be re-evaluated. Financial products and financial services need to be adapted to the new requirements imposed by governments and supervisory authorities. The traditional ‘stakeholder-model’ is set aside, executive directors and supervisory directors are facing tremendous challenges in respect of the conduct of their responsibilities and the requirements imposed by the supervisory authorities. Rules and regulations for the financial sector are changed rapidly and the forthcoming years many more initiatives for change will follow.

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    Transactional Banking

    Companies are always looking for the best financing structures. On the other side banks are looking for ways to serve companies in the best way possible in a market that is increasingly competitive and exposes all participants to more risks.

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    08/04/2015
    CMS Guide to Private Place­ment of Funds
    14/07/2017
    Cash Pool­ing

    Feed

    Show only
    Benoît Vandervelde
    May 2018
    ICOs – new means of fun­drais­ing
    #law­volu­tion
    29/03/2018
    Study on Ini­tial Coin Of­fer­ings - New means of fun­drais­ing
    At first glance, it is hard to be­lieve and to un­der­stand the claim of en­thu­si­asts that Block­chain tech­no­logy is sup­posed to be com­par­able with the spread of the in­ter­net in the 90s.   It would there­fore be a con­sequence of the tech­nic­al, even dis­rupt­ive in­nov­a­tions.
    07/05/2018
    CMS Guide to Third Party Costs as­so­ci­ated with Tak­ing...
    01/02/2018
    Cap­it­al gains on crypto­cur­ren­cies: what hap­pens un­der the Bel­gian...
    Crypto­cur­ren­cies have re­cently at­trac­ted a lot of at­ten­tion, with many in­vestors seek­ing to be­ne­fit from this new trend. Be­ing a re­cent phe­nomen­on, crypto­cur­ren­cies are not yet sub­ject to spe­cif­ic rules in Bel­gi­um.
    Gregor Famira
    28/03/2018
    Ini­tial Coin Of­fer­ings - New means of fun­drais­ing
    19/01/2018
    Changes to Bel­gian SME fin­an­cing law rel­ev­ant to fin­an­cing trans­ac­tions
    A new Law dated 21 Decem­ber 2017 amends the Bel­gian Law re­lat­ing to the fin­an­cing of small and me­di­um-sized en­ter­prises ( the “SME Fin­an­cing Law”). These amend­ments are par­tic­u­larly rel­ev­ant to lenders en­ter­ing in­to syn­dic­ated loans, fin­an­cing ar­range­ments.
    20/09/2017
    Pub­lic Coun­try-by-Coun­try Re­port­ing; Tax­pay­er­s' Rights
    Ap­pro­pri­ate Use of Coun­try-by-Coun­try Re­ports The OECD has now pub­lished Guid­ance (avail­able here) on the ap­pro­pri­ate use of Coun­try-by-Coun­try Re­ports (‘Cb­CRs’) by na­tion­al tax au­thor­it­ies. This is in re­sponse to some val­id MNE con­cerns that tax au­thor­it­ies.
    26/06/2017
    The Re­cast EU In­solv­ency Reg­u­la­tion be­comes ef­fect­ive today
    Since May 2002, we have had a re­gime which en­sures that an in­solv­ency pro­ceed­ing star­ted in one of the EU’s mem­ber states is, without fur­ther form­al­ity, re­cog­nised in all oth­er mem­ber states (ex­cept for Den­mark) and which de­term­ines the law ap­plic­able to such.
    10/02/2017
    In­dia Budget 2017 - 2018
    On 1 Feb­ru­ary, Fin­ance Min­is­ter Ar­un Jait­ley presen­ted In­dia’s an­nu­al Uni­on Budget for 2017-2018 (the “Budget”) for the fisc­al year be­gin­ning 1 April 2017. The cent­ral aim in this year’s Budget ap­pears to fo­cus on the most vul­ner­able with in­creased spend­ing.
    06/02/2017
    New reg­u­la­tion comes in­to force sup­port­ing cre­ation of a European...
    The new reg­u­la­tion n°655/2014 sup­port­ing the cre­ation of a European bank ac­count pre­ser­va­tion or­der pro­ced­ure came in­to force on 18 Janu­ary 2017. This is now en­force­able through­out the Mem­ber States of the European Uni­on, ex­clud­ing the United King­dom and Den­mark.
    24/01/2017
    The up­com­ing money mar­ket fund reg­u­la­tion
    I. The Reg­u­la­tion in­tro­duces two new cat­egor­ies of MMF, with each MMF re­quired to meet the re­quire­ments: short-term MMFs, whose ob­ject­ive is to of­fer money mar­ket rate re­turns while en­sur­ing the highest pos­sible level of safety.
    01/12/2016
    BEPS Up­date: Mul­ti­lat­er­al In­stru­ment Pub­lished
    The OECD has now pub­lished the mul­ti­lat­er­al in­stru­ment (“MLI”) that will im­ple­ment cer­tain of the treaty-re­lated pro­pos­als from its pro­ject on tack­ling base erosion and profit shift­ing (“BEPS”).
    28/10/2016
    European Com­mis­sion pub­lishes Cor­por­ate Tax Re­form Pack­age, re­launch­ing...
    As part of a Cor­por­ate Tax Re­form Pack­age, the EC has pub­lished four pro­pos­als for Coun­cil Dir­ect­ives. 1. Pro­pos­als to re­launch the Com­mon Con­sol­id­ated Cor­por­ate Tax Base First, the European Com­mis­sion (“EC”) has an­nounced that it is re­launch­ing its pro­pos­al.
    20/09/2016
    When the Dust Settles: Cross-bor­der re­struc­tur­ing and in­solv­ency after...
    As the dust be­gins to settle after the EU ref­er­en­dum and the po­ten­tial rami­fic­a­tions of Brexit con­tin­ue to be di­ges­ted, we ex­am­ine the po­ten­tial im­pact of Brexit on the UK cross-bor­der re­struc­tur­ing and in­solv­ency re­gime and its con­sequences for the UK’s repu­ta­tion.