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Insurance

Spain

Insurers and reinsurers, as well as brokers and insured parties, operate in an extremely unpredictable environment. From daily operational tasks to strategic planning, liability and the resolution of disputes, regulations governing the insurance market are both complex and volatile.

The CMS Albiñana & Suárez de Lezo insurance team advises domestic and international insurance companies operating in Spain on the organisation and supervision of insurance activity, the launch and distribution of insurance products in the Spanish market and regulatory issues, as well as insurance agreements, claims, the drafting of conditions, M&A transactions, capital increases and restructuring, cyber-attacks, human resources, taxation, real estate and commercial aspects.

Our professionals have worked closely with the insurance sector in recent years and therefore have an understanding of the complexity of the market as well as a capacity to face the most difficult challenges. Moreover, with regards to domestic and cross-border conflicts, the presence of our 150 insurance experts in 41 countries enables us to provide advice which guarantees the best results, adapting ourselves to the client’s commercial interests in order to protect them in local and international markets.

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09/01/2019
CMS among Spain’s most re­cog­nised firms
Janu­ary 2019
24/04/2019
Bel­gian reg­u­lat­ory frame­work for MGAs now in force
On 21 Novem­ber 2018 and 7 March 2019, we is­sued news­let­ters (re­spect­ively avail­able here and here) re­gard­ing the Bel­gian pro­pos­al to cre­ate a new reg­u­lat­ory frame­work for man­aging gen­er­al agents (“MGAs”) in Bel­gi­um (“Pro­pos­al”).
16/07/2015
Law 20/2015, of 14 Ju­ly, on the man­age­ment, su­per­vi­sion...
12/03/2019
Bel­gi­um braces for Hard Brexit with draft law
On Feb­ru­ary 19, Bel­gi­um passed a draft law pre­par­ing it­self for a Hard Brexit should the UK leave the European Uni­on (EU) on the dead­line of 29 March 2019 without a with­draw­al agree­ment in place to reg­u­late UK's de­par­ture and define its fu­ture re­la­tion­ship.
Carlos Peña
16/07/2015
In­sur­ance Alert | Ju­ly 2015
Law 20/2015, of 14 Ju­ly, on the man­age­ment, su­per­vi­sion...
07/03/2019
Up­date of Bel­gian pro­pos­al for MGA reg­u­lat­ory frame­work
On 21 Novem­ber 2018, we is­sued a news­let­ter (ac­cess­ible here) re­gard­ing a draft law amend­ing the law of 4 April 2014 on in­sur­ance, which will cre­ate a new reg­u­lat­ory frame­work for man­aging gen­er­al agents (“MGAs”) in Bel­gi­um (“Pro­pos­al”).
04/03/2009
10 things every in­surer should know about Cent­ral and...
10/09/2018
Brexit and the in­sur­ance sec­tor – in­form cus­tom­ers about Brexit’s...
The European In­sur­ance and Oc­cu­pa­tion­al Pen­sions Au­thor­ity (“EIOPA”) provided an opin­ion on in­form­ing cus­tom­ers about the im­pact of the with­draw­al of the United King­dom from the European Uni­on (“Opin­ion”).
13/06/2018
EU tem­por­ary meas­ures on CF­Ds and bin­ary op­tions
On 22 May 2018, the European Se­cur­it­ies and Mar­kets Au­thor­ity (“ESMA”) ad­op­ted two de­cisions im­ple­ment­ing tem­por­ary product in­ter­ven­tion meas­ures. These de­cisions re­strict the mar­ket­ing, dis­tri­bu­tion and sale of con­tracts for dif­fer­ence (“CF­Ds”) and bin­ary.
18/05/2018
EU Product Li­ab­il­ity Dir­ect­ive still an ad­equate tool, ac­cord­ing to...
On 7 May 2018, the European Com­mis­sion pub­lished its fifth re­port on the per­form­ance of the EU Product Li­ab­il­ity Dir­ect­ive (Dir­ect­ive/85/374/EEC) in the mem­ber states. The dir­ect­ive in­tro­duced the concept of strict li­ab­il­ity for pro­du­cers of de­fect­ive products.