"Ley Sinde": functions and dysfunctions.
31/05/2011 Article published in Issue 62 of the journal "Comunicaciones en Propiedad Industrial y Derecho de la Competencia".
"The expense of the Law on Payment Services” by Abraham Nájera. December 2009
17/12/2009 Brief comments on Law 16/2009 of 13 November on Payment Services (BOE 14 November)
“The European Antitrust Review” - Towards the Directive on Private Enforcement of EC Competition Law: Is the Time Ripe?
23/09/2009 Several years ago, the European Commission launched an initiative to improve private enforcement of EU Competition Law. The initial aim was very ambitious as it intended a complete modernisation of...
10 things every insurer should know about Central and Eastern Europe
04/03/2009 Key facts regarding the Central & Eastern European insurance marketThe aim of this brochure is to provide an informative introduction to the key constitutive elements for obtaining a presence in...
10 things every insurer should know
5/11/2013 CMS is a truly international group of like-minded lawyers across Europe, able to meet the needs of the most demanding international organisations. We combine our expertise across all relevant legal...
A whole world of possibilities within the savings banks
22/11/2010 Royal Decree-Law 11/2010 affects virtually the entire law on the regulation of the basic rules concerning the governing bodies of savings banks, improving their means of capitalisation. However, the...
Our application process at CMS varies from country to country. We do this to ensure that specific qualifications for a position as well as local market needs are fully taken into consideration. However, the standard process is to submit a written application that, if successful, will be followed by personal interviews.
Abusive contracts and banking clauses
16/03/2010 Considerations arising from the recent decision of 16 December 2009 by First Chamber of the High Court, which ended the proceedings initiated by the OCU in 2003 against seventeen clauses used by...