Home / People / Harriet Munro

Harriet Munro


CMS Cameron McKenna Nabarro Olswang LLP
Saltire Court
20 Castle Terrace
United Kingdom
Languages English, French

Harriet Munro is a partner in the firm’s Insurance and Reinsurance group and is dual qualified in Scotland and England & Wales.

She has experience in insurance litigation over a number of sectors, with particular expertise in professional indemnity claims for construction professionals, including engineers, architects, design & build contractors, project managers, quantity and valuation surveyors. 

Over the last few years she has developed a broader practice and has defended claims against insurance brokers, IFAs, accountants, media and trust fund professionals, as well as D&O claims. Harriet is also regularly instructed by insurers regarding policy coverage disputes. 

The team in Scotland continues to be instructed on some of the most complex and high value professional negligence disputes involving issues of Scots law.   

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Relevant experience

  • A firm of architects and their PI insurers in the defence of a GBP 12m professional negligence claim involving issues of contaminated land.
  • Structural engineers and their PI Insurers in relation to a series of over 60 linked, multi-party actions involving allegations of breach of obligations in relation to ground remediation works.
  • Insurers in relation to a claim under a design and build contractor’s PI Insurance in relation to a mitigation costs claim of GBP 10m plus in relation to an Edinburgh City Centre Development.
  • IFAs and their PI Insurers in the defence of a claim in respect of a complex Inheritance Tax mitigation scheme.
  • A British sporting body in defending a professional negligence claim in relation to the application of EU Regulations on equivalent qualifications.
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  • 1994 - LLB (Hons), University of Aberdeen, Aberdeen
  • 1995 - Diploma in French Law, University of Lyon II, Lyon
  • 1996 - Dip LP, University of Edinburgh, Edinburgh
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11 August 2016
In­sur­ance is­sues: key is­sues for the in­sur­ance mar­ket...
Was the duty to make a “fair present­a­tion” un­der the In­sur­ance Act...
Sum­mary In Young v Roy­al and Sun Al­li­ance plc [2019] CSOH 32 the Scot­tish court found that an in­surer had not waived its right to dis­clos­ure of in­form­a­tion un­der the In­sur­ance Act 2015. The de­cision is, to the best of our know­ledge, the first case to be de­cided.
Prop­erty In­sur­ance Cap­ab­il­ity
Fall­ing between the cracks?
Mid­lothi­an Coun­cil’s claim The ac­tion was raised in re­spect of a so­cial hous­ing de­vel­op­ment in Gorebridge, which was built between 2007 and 2009. On 7 Septem­ber 2013, one of the ten­ants at the de­vel­op­ment be­came ill.
Cy­ber Li­ab­il­ity and Me­dia In­sur­ance Cap­ab­il­ity
Pro­tec­tion for Lead Con­sult­ant as Ap­peal Court re­jects loc­al au­thor­ity’s...
Back­ground In 2005, Bracewell were ap­poin­ted by the Coun­cil as Lead Con­sult­ant un­der a Frame­work Agree­ment for the con­struc­tion of new build so­cial hous­ing across vari­ous sites, each sub­ject to a Build Spe­cif­ic Con­tract for each pro­ject.