Thomas Lockley is a partner in the CMS Financial Services team and specialises in advising financial institutions on regulatory matters, and corporate finance and risk transactions.

Thomas advises investment banks, pension funds, private equity, insurers and reinsurers on financial regulation and a wide variety of capital related transactions. He has expertise in corporate finance, insurance, and structured finance (including associated collateral and counterparty risk mitigation techniques), and has experience in CRR and Solvency II-driven transactions.

Thomas is an expert in prudential regulation and capital and advises UK and global (re)insurers (including L&G, PIC, Phoenix, Pacific Life, RGA and Zurich). 

Alongside Jenny Nanalal and Owen Ross, Thomas is part of the Insurance, Risk and Capital Transactions Team, which has been hugely successful, becoming the largest team in the City for bespoke insurance and pensions risk transactions. Thomas is a member of the Insurance Scoping Forum of the Financial Markets Law Committee.

Thomas has more than 15 years’ experience in this area and has worked on some of the largest financial institution and risk transfer transactions in the market (including recently innovative reinsurance structures involving funded reinsurance, funds withheld, and illiquid asset holding and fund structures).