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Life Assurance lawyers

The commercial, economic and regulatory environment for the life assurance industry has never been more challenging.  Technology, historically low interest rates, increasing longevity and the introduction of Solvency II are driving ever greater focus on risk and capital management, asset allocation and investment strategies.  The focus is all on achieving competitive advantage through new product development and distribution.

In this complex, fast-changing and highly regulated sector, members of our multi-disciplinary Life Assurance Team work alongside leading life assurers, reinsurers, retail and investment banks, investment managers, funds and their financial and actuarial advisors across the full range of their activities.

CMS' team of 'highly knowledgeable insurance experts' provides 'good commercial advice, short response times and great value for money'.
Legal 500 UK, 2015

We have extensive experience of high-value corporate and transactional matters, advising on cross-border mergers and acquisitions, restructurings, as well as structured reinsurance and capital transactions, alternative asset investments and major distribution arrangements.

In addition, we are widely acknowledged as a leader in the rapidly developing pension de-risking and longevity risk transfer markets, having advised clients on many of the largest and most innovative transactions announced to date.

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Caroline Kurup
Caroline Kurup
Part­ner
United Kingdom, London
Caroline is a partner in the Pensions Team at CMS London. Qualifying as a solicitor over 12 years ago, in Australia, Caroline has almost 10 years of experience in pensions law. She has experience in...
Picture of Thomas Lockley
Thomas Lockley
Part­ner
United Kingdom, London
Thomas Lockley is a partner in CMS' Financial Services and Products team, specialising in derivatives, transactional (re)insurance and alternative risk and capital transfer. Thomas advises investment...
Jenny Nanalal
Jenny Nanalal
Part­ner
United Kingdom, London
Jenny Nanalal is a partner in our Financial Services team, specialising in transactional (re)insurance and alternative risk transfer with a particular focus on the pensions and annuity de-risking...
Picture of Gilliatt Karagh
Karagh Gilliatt
Part­ner
United Kingdom, Edinburgh
Karagh Gilliatt is a partner in the firm’s Financial Services & Products Team and has over 10 years' experience in financial services law. Karagh specialises in regulated funds, asset and tr...
Paul Edmondson
Paul Edmondson
Part­ner
United Kingdom, London
Paul Edmondson is a partner in our Financial Services & Products team. He has over 20 years’ experience advising financial institutions on a range of regulatory and commercial issues. Clients include b...
Picture of Mike Munro
Mike Munro
Part­ner
United Kingdom, London
Mike Munro is a partner in our Financial Services and Products team, specialising in transactional (re)insurance and alternative risk transfer. He works with a diverse range of financial institution ...
Kate Murphy
Kate Murphy
Of Coun­sel
United Kingdom, London
Kate Murphy is Of Counsel in the Insurance and Reinsurance group.
Michelle Bannon
Michelle Bannon
As­so­ci­ate
United Kingdom, London
Michelle Bannon is an Associate in the Risk Transactions Team which is part of Financial Markets and Pensions Practice Groupю
Alexander Waters
Alexander Waters
As­so­ci­ate
United Kingdom, London
Alexander Waters is an associate in the Pensions Team at CMS.