The CMS FinTech team brings together the strengths of market-leading legal and technological expertise, with industry knowledge. With our expert technology, outsourcing, intellectual property and data privacy teams, substantial banking and insurance team, and considerable regulatory practice, CMS is a genuine FinTech powerhouse. And our experienced corporate team boasts the skills to deliver successful transactions for the largest institution to the smallest start-up and its investors.

Our scale and deep industry expertise enables us to serve the full spectrum of players in the Fintech market, including the largest retail and investment banks, Fintech investors such as Anacap and Blenheim Chalcot, established Fintech companies like ClearScore and GoCardless, and the smaller start-ups such as Akoni and MishiPay. We also have particular depth of experience in the launch of crowdfunding platforms and initial coin offerings (ICOs).

Please browse the sections below to find out more about how we can help you:

To find out more about our views and hot topics related to FinTech, please take time to browse our Insights section.

To find out more about CMS’ equIP accelerator programme for start-ups please visit our equIP and start-ups section or contact one of our FinTech team.

Read more Read less
High­lights of our ex­per­i­ence in FinTech in the UK
Tech­no­logy, Me­dia & Com­mu­nic­a­tions


Show only
Warn­ing to firms op­er­at­ing in the gen­er­al in­sur­ance sec­tor
On 10th April 2019, the FCA is­sued three pub­lic­a­tions con­cern­ing the gen­er­al in­sur­ance (“GI”) sec­tor along­side a warn­ing to firms op­er­at­ing with­in this sec­tor. The clear mes­sage from the FCA is that it will not hes­it­ate to in­ter­vene where it con­siders that.
Crowd­fund­ing: European Par­lia­ment steps up in­vestor pro­tec­tion in...
On 27 March 2019 the European Par­lia­ment ad­op­ted its po­s­i­tion on the Com­mis­sion's pro­pos­als for com­mon rules for crowd­fund­ing plat­forms across Europe. The Com­mis­sion pub­lished the ori­gin­al draft reg­u­la­tion (the "Crowd­fund­ing Reg­u­la­tion") in March 2018, which.
BIS pub­lishes up­dates on its think­ing on crypto-as­sets and CB­DCs
Re­cently the Bank for In­ter­na­tion­al Set­tle­ment (“BIS”) pub­lished two new up­dates re­lat­ing to Fintech and crypto-as­sets: a state­ment on crypto-as­sets and the pruden­tial meas­ures firms should im­ple­ment from the Basel Com­mit­tee on Bank­ing Su­per­vi­sion.
New Dear CEO Let­ter for P2P Crowd­fund­ing Plat­forms
Last week the Fin­an­cial Con­duct Au­thor­ity (the “FCA”) re­leased a Dear CEO Let­ter for P2P Crowd­fund­ing Plat­forms re­quest­ing that plat­forms re­view their wind-down ar­range­ments. The Dear CEO Let­ter found that, fol­low­ing a re­cent su­per­vis­ory re­view, some P2P firms.
FCA pub­lishes res­ults of its re­search in­to con­sumer at­ti­tudes to and...
On 7 March 2019 the FCA pub­lished the res­ults of its re­search in­to con­sumer at­ti­tudes to and aware­ness of crypto-as­sets. The reg­u­lat­or had com­mis­sioned two pieces of re­search to un­der­stand both at­ti­tudes and mo­tiv­a­tions among crypto-as­set cus­tom­ers, and the.
An up­date on the FCA's ap­proach to crypto­cur­ren­cies
On 9 April 2018, the Fin­an­cial Con­duct Au­thor­ity (FCA) pub­lished its Busi­ness Plan 2018/19 (link), in which it iden­ti­fied crypto­cur­ren­cies as one of its cross-sec­tor pri­or­it­ies for the year ahead. Shortly be­fore, on 6 April 2018, the FCA also pub­lished a state­ment.
UK Gov­ern­ment launches Fintech Sec­tor Strategy
The Gov­ern­ment has re­leased its FinTech Sec­tor Strategy (Strategy), which sets out plans for pre­serving and in­creas­ing the UK’s pres­ence and in­flu­ence in the sec­tor. It aims to ful­fil the op­por­tun­ity for growth presen­ted by FinTech – the av­er­age rev­en­ue gen­er­ated.
Se­lect Com­mit­tee of MPs to look in­to block­chain and di­git­al cur­ren­cies
On 22 Feb­ru­ary 2018 The House of Com­mons Treas­ury Com­mit­tee (also re­ferred to as the ‘Treas­ury Se­lect Com­mit­tee’ or ‘TSC’) launched an in­quiry in­to the role of di­git­al cur­ren­cies and the tech­no­lo­gies un­der­pin­ning them.
Re­sponses to the European Com­mis­sion con­sulta­tion on FinTech: com­mon...
The European Com­mis­sion (the “EC”) has pub­lished the re­sponses to its pub­lic con­sulta­tion on FinTech (we ori­gin­ally re­por­ted on the con­sulta­tion on 23 March 2017). A total of 226 re­sponses were re­ceived from a num­ber of or­gan­isa­tions span­ning sev­er­al sec­tors.
US rules on Bit­coin (and what the EU thinks)
Bit­coin has be­come in­creas­ingly pop­u­lar as a vir­tu­al cur­rency. It is es­tim­ated that ven­ture cap­it­al in­vest­ments in the cur­rency now total more than €1 bil­lion. As Bit­coin be­gins to break in­to the main­stream, the European Par­lia­ment and a Flor­ida court have.