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Banking & Finance

The CMS Luxembourg Banking & Finance team provides local and pan-European expertise in the full spectrum of banking, finance, regulatory and capital markets law.

In one of the most important financial marketplaces in Europe, CMS Luxembourg ensures its services are ahead of market trends, anticipating the challenging environment of your business. Our priority is resolving your challenges and offering you innovative tailor-made solutions in order to make your business thrive.

Whether you are a bank or a corporation, a financial service provider or an entity confronted with regulation, we have banking & finance experts to help, whatever your situation.

The CMS Banking & Finance practice is one of Europe’s largest with over 500 banking and finance lawyers who have proven their pan-European skills in working together for more than one decade.

Whether you seek deep-rooted local advice or multi-jurisdictional expertise, our teams will advise you seamlessly. We select a team of highly-qualified and experienced lawyers that will best fit with the scope of your matter. This organisation allows us to be flexible while providing top level project management.

Over the years, we have been advising a vast range of clients, both foreign and domestic, such as commercial and investment banks, private banks or investment companies on common deals but also on major transactions.

We aim to be one step ahead of market developments, in order to build relationships with you that last.

"Technically they have the right expertise to assist in any kind of matter, irrespective of its complexity. Their “future facing” brand is more than simple words, and they are always anticipating the client’s needs with superb service."

Legal500, 2022

"The team is proactive with good knowledge of relevant banking and finance principles."

Legal500, 2022

"They provide a prompt efficient service, understanding clients’ cross-border requirements."

Legal500, 2022

"An excellent level of commitment to quality, significant knowledge and understanding in many areas related to banking law, high analytical skilled lawyer, best responsiveness, listening skills, high availability."

Legal500, 2022

"It is a very capable and efficient team which provides a great level of service."

Legal500, 2021

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FinTech
CMS Luxembourg FinTech team brings together the strengths of market-leading legal,  technological expertise, and industry knowledge. With our sub
Regulatory
The daily challenges you face in doing business in a highly regulated, cost-pressured environment mean you need advisers who have an unparalleled unde
Transactional
Our team has a wide experience in a large number of lending transactions. We have acted as counsel to foreign and domestic banks and companies in (re)
13/06/2018
CMS introduces Private Placements online Questionnaire
Private placements are increasingly being used for debt funding as an al­tern­at­ive to bank financing Find the right one for you! The market offers a large number of Private Placement (PP) products with...

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18/04/2024
Real estate finance law in Luxembourg
A. Mortgages 1. Can security be granted to a foreign lender? Foreign lenders are not restricted from taking mortgages over immovable property located in Luxembourg. 2. Can lenders take a mortgage over...
11/04/2024
Online Seminar | EU Digital Finance: Markets in Crypto-Assets Regulation...
Risks and opportunities for financial institutions under new regulatory frameworks New EU regulations are bringing crypto-assets into reach for the traditional financial sector. The MiCA reg­u­la­tion in­tro­duces...
03/04/2024
Modernisation of the Luxembourg law on the insurance sector: what’s new...
On 2 April 2024, the law of 29 March 2024 modernising the Luxembourg insurance sector was published in the Official Journal of the Grand Duchy of Luxembourg (the “Law”). The Law will enter into force...
02/04/2024
Updated CSSF supervisory priorities in sustainable finance
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02/04/2024
ESMA feedback statement on shortening the EU settlement cycle reveals widespread...
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28/03/2024
Third country branches regime under the CRD 6
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25/03/2024
Publication in the Official Journal of the European Union of the Regulation...
On 19 March 2024, Regulation (EU) 2024/886 of the European Parliament and of the Council of 13 March 2024 amending Regulations (EU) (i) No 260/2012 establishing technical and business requirements for...
14/03/2024
MiCAR Levels 2 and 3 measures – where do we stand?
Regulation (EU) 2023/1114 of the European Parliament and of the Council of 31 May 2023 on markets in crypto-assets (“MICAR”) will enter into application at the following dates:as of 30 June 2024...
11/03/2024
Adoption of MiFID 3 and MiFIR 2 to enhance transparency on markets in financial...
On 8 March 2024, Regulation 2024/791 amending Regulation (EU) No 600/2014 (MiFIR) and Directive 2024/790 amending Directive 2014/65/EU (MiFID 2) on markets in financial instruments were published in the...
07/03/2024
AML/CTF Package
Political agreements have now been reached on the remaining texts of the AML/CTF Package: the new AML/CTF directive (“AMLD”), AML/CTF regulation (“AMLR”) and the anti-money laundering authority...
06/03/2024
Knowledge on information and communication technology and security are...
On 21 February 2024, the European Central Bank released a supervision newsletter on new policy / its expectation for more bank board expertise on information and communication technology (“ICT”) and...
15/02/2024
CSSF publishes updated money-laun­der­ing/ter­ror­ist financing risk assessment...
On 7 February 2024, the Luxembourg supervisory authority for the financial sector (Commission de Surveillance du Secteur Financier, “CSSF”) released the updated Private Banking Sub-Sector money laun­der­ing/ter­ror­ist...