Home / People / Florence Berchem
Portrait ofFlorence Berchem

Florence Berchem

Associate

Contact
CMS DeBacker
Chaussée de La Hulpe 178
1170 Brussels
Belgium
Languages French, English, Spanish, Dutch

Florence advises both financial institutions and borrowers on financial transactions, including acquisition finance, real estate finance, asset based finance and syndicated loans. She also provides advice on matters relating to banking and financial regulation.

more less

Education

  • 2018 - Bar admission
  • 2018 - King’s College London, KCL - United Kingdom (LL.M. in International Financial Law)
  • 2017 - University of Buenos Aires, UBA - Argentina (Exchange, Humanitarian Law and Human Rights)
  • 2017 - University of Louvain, UCLouvain - Belgium (Master of Business Law)
more less

Expertise

Feed

12/03/2024
Ready for DORA? It applies to you!
Our era is marked by major technological developments, which can give rise to new risks and challenges. This is true for the financial sector, which is undergoing constant digitalisation and, in parallel...
12/03/2024
CMS advised AG Real Estate and Atenor in connection with a EUR 88 million...
CMS advised AG Real Estate and Atenor in securing EUR 88 million in project financing for the NOR Bruxsels project. The cutting-edge, sustainable, mixed-use redevelopment project around the North Station...
05/02/2024
Belgium: Banker's oath
On 15 January 2024, the law on the banking oath was published in the Belgian Official Gazette. The law impacts the banking sector and only applies to certain categories of managers and em­ploy­ees.What...
05/02/2024
Banker's oath
On 15 January 2024, the law on the banking oath was published in the Belgian Official Gazette. The law impacts the banking sector and only applies to certain categories of managers and em­ploy­ees.What...
06/12/2023
EU publishes Directive on distance financial services contracts in Official...
In November 2023, the EU legislator adopted the new Directive regarding financial services contracts concluded at distance.This Directive essentially aims to modernise the existing legal framework governing...
06/12/2023
EU publishes Directive on distance financial services contracts in Official...
In November 2023, the EU legislator adopted the new Directive regarding financial services contracts concluded at distance.This Directive essentially aims to modernise the existing legal framework governing...
27/10/2023
Towards a simplification of insurance termination rules
October 2023 marks the advent of a new law intended to simplify the rules on termination of insurance policies. This new law, dated 9 October 2023, will impact the forms that may be used to terminate...
11/10/2023
Adoption of the new consumer credit directive: impact for BNPL
On 9 October 2023, the Council of the European Union adopted the new directive on consumer credits (CCD) in its final and definitive version. This version was already approved by the European Parliament...
11/10/2023
Adoption of the new consumer credit directive: impact for BNPL
On 9 October 2023, the Council of the European Union adopted the new directive on consumer credits (CCD) in its final and definitive version. This version was already approved by the European Parliament...
29/06/2023
CMS advised Kereis in connection with the acquisition of a majority stakeholding...
CMS Belgium advised Kereis, the Europe’s largest insurance broker for specialist credit-related life insurance, backed by Bridgepoint, in connection with the acquisition of a majority stakeholding in...
23/06/2023
CMS assisted the InsurTech Qover in their new partnership with financial...
CMS Belgium’s Financial Services team, headed by Benoît Vandervelde and including Florence Berchem and Anaïs Casteur, has assisted the Belgian insurtech Qover in coordinating the legal review of their...
09/06/2023
EU: New regime for distance contracts for financial services
On 6 June 2023, the European Parliament and Council agreed upon the new directive concerning financial services contracts concluded at a distance (i.e. by phone or online), which amends the Distance Marketing...