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Insurance

Whether you are an insurer, broker, re-insurer or insured party, you face an increasingly unpredictable world. From day-to-day operational matters to strategic planning, liability and disputes resolution, policy drafting, coverage and regulatory issues, your world is changing rapidly as tougher capital and risk requirements impact your business.

The CMS Insurance practice has worked within the insurance and reinsurance markets for over half a century, supporting carriers, intermediaries and insured parties in Latin America and around the world. Our long-term involvement in the sector means that we can support clients to make the most of these new opportunities and we understand the issues businesses are facing today.

With 100 insurance lawyers across 34 countries, we can protect your commercial interests in your home market and across borders. We provide advice based on strong local knowledge delivered by expert lawyers, many of whom have worked for insurers, brokers or regulatory authorities. We assist clients on the most complex transactional, advisory and contentious matters. A multi-disciplinary team advises on strategic as well as operational matters, liability and dispute resolution, policy drafting, coverage, regulatory issues, M&A, capital raising and restructurings, HR, tax, real estate and commercial issues.

High­lights of our ex­per­i­ence in In­sur­ance in Brazil
ACE on co­ordin­at­ing ad­vice on li­ab­il­ity and cov­er­age is­sues in re­la­tion to a Brazili­an avi­ation ac­ci­dent, in­clud­ing ad­vising on choice of law and jur­is­dic­tion mat­ters.Howden Brok­ing Group on their ac­quis­i­tion...

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01/06/2022
CMS Next
What’s next? In a world of ever-ac­cel­er­at­ing change, stay­ing ahead of the curve and know­ing what’s next for your busi­ness or sec­tor is es­sen­tial.At CMS, we see ourselves not only as your leg­al ad­visers but also as your busi­ness part­ners. We work to­geth­er with you to not only re­solve cur­rent is­sues but to an­ti­cip­ate fu­ture chal­lenges and in­nov­ate to meet them.With our latest pub­lic­a­tion, CMS Next, our ex­perts will reg­u­larly of­fer you in­sights in­to and fresh per­spect­ives on a range of is­sues that busi­nesses have to deal with – from ESG agen­das to re­struc­tur­ing after the pan­dem­ic or fa­cing the di­git­al trans­form­a­tion. We will also share with you more about the work that we are do­ing for our cli­ents, help­ing them in­nov­ate, grow and mit­ig­ate risk.To be able to provide you with the best sup­port, we im­merse ourselves in your world to un­der­stand your leg­al needs and chal­lenges. However, it is equally im­port­ant that you know who we are and how we can work with you. So, we in­vite you to meet our ex­perts and catch a glimpse of what is hap­pen­ing in­side CMS.En­joy read­ing this pub­lic­a­tion, which we will up­date reg­u­larly with new con­tent.CMS Ex­ec­ut­ive Team
01/06/2021
Some leaks can­'t be fixed
“Con­fid­en­tial in­form­a­tion is like an ice cube... give it to the party who has no re­fri­ger­at­or or will not agree to keep it in one, and by the time of the tri­al you have just a pool of wa­ter.” This...
26/03/2021
Oil & Gas / Ship­ping – The Ever Giv­en
The Suez Canal opened in 1869. Along with the Panama Canal, it is one of the most im­port­ant mari­time “short­cuts” ever built. Today, the canal is 193km (120 miles) long and is one of the busiest wa­ter­ways...
04/02/2021
Law and reg­u­la­tion of force ma­jeure in Brazil
1. Is there le­gis­la­tion on force ma­jeure in your law sys­tem? Yes, it is con­tained in Art­icle 393 of the Brazili­an Civil Code.  2. If so, what is the text of the force ma­jeure clause in your civil code...
05/01/2021
PRICL - a game changer in the re­in­sur­ance world?
Al­though the “club at­mo­sphere” around re­in­sur­ance has been dis­turbed in re­cent years due to a surge in re­in­sur­ance dis­putes and the reg­u­lat­or’s en­hanced ini­ti­at­ives to boost con­tract cer­tainty1...
03/10/2019
Brazili­an Con­gress re­moves re­stric­tions on for­eign own­er­ship for na­tion­al...
The Brazili­an Con­gress has amended the Brazili­an Avi­ation Code to re­move re­stric­tions on for­eign own­er­ship and con­trol of na­tion­al air­lines. The move is ex­pec­ted to in­crease com­pet­i­tion and for­eign in­vest­ment...
14/03/2018
In­sur­ance law and reg­u­la­tion in Brazil
1. In­tro­duc­tion The Brazili­an in­sur­ance mar­ket is reg­u­lated by two agen­cies that re­port to the Min­istry of Fin­ance. These are the Su­per­in­tend­ence of Private In­sur­ance (SUSEP) and the Private In­sur­ance...