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Michelle Radcliffe

Michelle Radcliffe

Senior Associate
Solicitor Advocate

CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
London
EC4N 6AF
United Kingdom
Languages English, German

Michelle Radcliffe is a Senior Associate in the Insurance and Reinsurance Group.  She has a broad practice of both coverage and defence work, acting on large subscription market coverage matters, as well as lower value but complex defence work. She has a particular focus on Financial Institutions, Directors & Officers, Cyber coverage, fund managers, accountants and pension trustees work, often with a European or International focus, utilising her language skills as necessary.  She has experience representing clients in the High Court, arbitration, adjudication and mediation.  She also has a keen interest in the use of AI and technology to assist in the investigation of cases, and provides training internally on the use of the data analytics platform, Brainspace.  

Michelle often advises Insurers on emerging market risks.  This led her to develop a particular interest in climate change risks.  She regularly presents to insurers and reinsurers on exposures as a result of climate change, focussing not only on their own transitional risks, but also the liability risks for their insureds across almost all lines of business given the rise in climate-related litigation, and has developed a real specialism in this area, producing a monthly climate change bulletin for insurer clients.  

Michelle has been on three insurer client secondments – to an in-house legal team, a W&I underwriting team and this year to the claims team at a leading international insurer.  She has also worked at the Firm’s office in Budapest.   

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Education

  • 2005 – Legal Practice Course, College of Law, Guildford
  • 2004 – Graduate Diploma in Law, College of Law, Guildford
  • 2003 – 1st Class Hons degree, Politics with European Study, University of Exeter
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January 2021
Cli­mate Change and the In­sur­ance Sec­tor monthly news - Janu­ary 2021
In this edi­tion we ex­plore the find­ings of The UN En­vir­on­ment­al Pro­gramme’s Glob­al Cli­mate Lit­ig­a­tion Re­port; losses from nat­ur­al dis­asters; and the PRA’s 2021 in­sur­ance su­per­vi­sion pri­or­it­ies; amongst...
10 February 2021
Fu­ture Fa­cing Dis­putes - Cli­mate Change We­bin­ar
Join CMS’s Lit­ig­a­tion, Ar­bit­ra­tion, In­sur­ance and Em­ploy­ment As­so­ci­ates for a lunch­time we­bin­ar dis­cuss­ing the busi­ness and lit­ig­a­tion risks presen­ted by cli­mate change. Re­view­ing re­cent trends in...
December 2020
Cli­mate Change and the In­sur­ance Sec­tor monthly news - Decem­ber 2020
In this edi­tion we ex­plore Lloyd’s pledge to stop in­sur­ing new coal pro­jects by 2022; the PRA re­sponse to in­dustry feed­back on phys­ic­al cli­mate change frame­work; and the cli­mate case against Shell in...
18 December 2020
Cli­mate Change and the In­sur­ance Sec­tor monthly news - Novem­ber 2020
In this edi­tion we ex­plore the UK Gov­ern­ment’s ‘Ten Point Plan’ for green in­dus­tri­al re­volu­tion; the launch of One Plan­et Private Equity Funds (OP­PEF); the In­vest­ment As­so­ci­ation’s cli­mate change...
October 2020
Cli­mate Change and the In­sur­ance Sec­tor monthly news - Oc­to­ber 2020
Wel­come to our new Cli­mate Change and the In­sur­ance Sec­tor monthly news bul­let­ins which will provide you with a snap­shot of cli­mate change de­vel­op­ments rel­ev­ant to the in­sur­ance mar­ket, look­ing at sig­ni­fic­ant...
03 June 2020
Risk Es­sen­tials Break­fast: Cli­mate change risk
Cli­mate change is an enorm­ous and mul­ti­fa­ceted risk. No sec­tor, or area of the eco­nomy, is im­mune to the enorm­ous changes ahead. Cli­mate policy, law and lit­ig­a­tion is de­vel­op­ing at in­creas­ing pace at...
07 April 2020
Dir­ect­or­s' du­ties on com­pany in­solv­ency
A de­cision on li­ab­il­ity has re­cently been passed down which provides timely com­ment­ary on the du­ties of dir­ect­ors in the event a com­pany is in­solv­ent, or near in­solv­ent. The Court provides a re­mind­er...
1 October 2019
Cli­mate change: fin­an­cial in­sti­tu­tions and their stake­hold­ers - PRA ex­pect­a­tions...
From 15 Oc­to­ber 2019, UK banks and in­surers are ex­pec­ted to have ini­tial plans in place to ad­dress the ex­pect­a­tions set out in the Pruden­tial Reg­u­lat­ory Au­thor­ity's (PRA) Su­per­vis­ory State­ment (SS) 3/19...
01 October 2019
Cli­mate change: fin­an­cial in­sti­tu­tions and their stake­hold­ers - PRA ex­pect­a­tions...
From 15 Oc­to­ber 2019, UK banks and in­surers are ex­pec­ted to have ini­tial plans in place to ad­dress the ex­pect­a­tions set out in the Pruden­tial Reg­u­lat­ory Au­thor­ity's (PRA) Su­per­vis­ory State­ment (SS) 3/19...
10 October 2018
IRG Fin­an­cial Lines Sem­inars
Our In­sur­ance and Re­in­sur­ance Group is a re­cog­nised mar­ket lead­er and is con­sist­ently ranked among the UK’s top leg­al in­sur­ance prac­tices in the lead­ing leg­al dir­ect­or­ies. We reg­u­larly handle large, com­plex...
25 July 2018
Build­ing the UK Fin­an­cial Sec­tor’s Op­er­a­tion­al Re­si­li­ence
In a year that has seen in­creased op­er­a­tion­al dis­rup­tion caused by cy­ber-at­tacks, failed out­sourcing and tech­no­lo­gic­al change, on 5 Ju­ly 2018 the Bank of Eng­land, the Pruden­tial Reg­u­la­tion Au­thor­ity and...