Michelle Radcliffe is a Senior Associate in the Insurance and Reinsurance Group. She has a broad practice of both coverage and defence work, acting on large subscription market coverage matters, as well as lower value but complex defence work. She has a particular focus on Financial Institutions, Directors & Officers, Cyber coverage, fund managers, accountants and pension trustees work, often with a European or International focus, utilising her language skills as necessary. She has experience representing clients in the High Court, arbitration, adjudication and mediation. She also has a keen interest in the use of AI and technology to assist in the investigation of cases, and provides training internally on the use of the data analytics platform, Brainspace.
Michelle often advises Insurers on emerging market risks. This led her to develop a particular interest in climate change risks. She regularly presents to insurers and reinsurers on exposures as a result of climate change, focussing not only on their own transitional risks, but also the liability risks for their insureds across almost all lines of business given the rise in climate-related litigation, and has developed a real specialism in this area, producing a monthly climate change bulletin for insurer clients.
Michelle has been on three insurer client secondments – to an in-house legal team, a W&I underwriting team and this year to the claims team at a leading international insurer. She has also worked at the Firm’s office in Budapest.