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Portrait of Simon Garrett

Simon Garrett


CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
United Kingdom

Simon Garrett is a partner in the Insurance Team. He has worked as a lawyer in the London insurance market since 2001.  He acts for a variety of insurers, intermediaries and their insureds in defence of claims against them or advising on coverage issues. 

Simon’s practice focuses on claims against financial institutions, commercial D&O claims and complex professional indemnity disputes involving financial services companies and other professionals, particularly solicitors, IFA’s, insurance brokers, accountants and other financial services professionals. Simon also represents clients facing investigations by regulatory bodies e.g. FCA, FRC, Lloyd’s of London. Simon also regularly acts for the aviation insurance market dealing both with coverage issues and defence of insureds.

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The ‘brilliant’ Simon Garrett

Legal 500

Relevant experience

  • Former Finance director of a listed accountancy firm on an FRC investigation
  • Former Directors/Employees of Safeway on a claim to pass on a Competition Act fine
  • Brokers/insurers in a USD 500 million claim for misappropriated gold
  • IFAs/Insurers for various mis-selling claims
  • Solicitors & insurers in respect of various professional negligence claims
  • SIPP operators/insurers for various breach of trust/ maladministration claims
  • Accountants/insurers for various audit & other professional negligence disputes
  • Construction firm/insurers in respect of allegations of blacklisting of construction workers
  • Aviation insurers in respect of recoveries arising out of the Lockerbie tragedy
  • Brussels airport/insurers in respect of the 2006 airport hangar fire
  • Aviation insurers in respect of the Shoreham disaster
  • Various schools facing professional indemnity claims by pupils/parents
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Memberships & Roles

  • Member: City of London Law Society, Insurance law sub-committee
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  • 2000 - BSc, Law with Legal Practice Management, Aston University, Birmingham
  • 2001 – LPC, University West of England, Bristol 
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Pro­fes­sion­al In­dem­nity In­sur­ance Sem­in­ar
The an­nu­al Pro­fes­sion­al In­dem­nity Sem­in­ar for in­sur­ance pro­fes­sion­als is tak­ing place on Wed­nes­day, 7 June 2023.As usu­al, the event will provide an up­date on leg­al is­sues of in­terest to all PI classes...
LDI, the Gilt Crisis and Claims Risk
In this we­bin­ar we will be look­ing at the re­cent UK Gilt mar­ket fail­ure and the res­ult­ing LDI crisis, and ex­plor­ing the po­ten­tial for lit­ig­a­tion to arise out of it.In this ses­sion, Keith Web­ster and Lauren...
In­sur­ance Le­gis­la­tion Zone
The In­sur­ance Act 2015, Con­sumer In­sur­ance (Dis­clos­ure and Rep­res­ent­a­tions) Act 2012 and Third Parties (Rights against In­surers) Act 2010 in­tro­duced ma­jor changes to in­sur­ance law in the UK. These in­clude changes to the duty of fair present­a­tion, in­surers’ rem­ed­ies for breach of war­ranty and fraud­u­lent claims, the time with­in which in­sur­ance claims must be paid and a new re­gime for third party claims against in­surers.Our In­sur­ance Le­gis­la­tion Zone of­fers an easy to use one-stop re­source, out­lining the changes and provid­ing ana­lys­is of cases de­cided un­der the new le­gis­la­tion.
Pro­fes­sion­al In­dem­nity Video Series 2022
The pro­fes­sion­al in­dem­nity mar­ket is more act­ive than ever be­fore. This series of bites­ize videos, presen­ted by mem­bers of our In­sur­ance and Re­in­sur­ance Group, is de­signed to help you un­der­stand the re­cent trends and nav­ig­ate the risks and pit­falls of pro­fes­sion­al in­dem­nity in­sur­ance from the per­spect­ive of the fol­low­ing mar­kets and sec­tors:Con­struc­tion Brokers Sur­vey­ors­SIPP op­er­at­orsSo­li­cit­ors
Class Ac­tions in the UK
We are pleased to in­vite you to a series of sem­inars for 2021/22 de­livered by the CMS Fin­an­cial Lines In­sur­ance Team. A key theme ob­served by our team over re­cent years is the grow­ing com­plex­ity of Fin­an­cial...
Claims against As­set Man­agers
We are pleased to in­vite you to a series of sem­inars for 2021/22 de­livered by the CMS Fin­an­cial Lines In­sur­ance Team. A key theme ob­served by our team over re­cent years is the grow­ing com­plex­ity of Fin­an­cial...
Pro­fes­sion­al ad­vice and duty of care - scope, pur­pose and SAAMCO
In Manchester Build­ing So­ci­ety v Grant Thornton UK LLP [2021] UK­SC 20 the Su­preme Court de­livered one of the most im­port­ant judg­ments in the pro­fes­sion­al neg­li­gence sphere since the House of Lords’...
Ex­e­cu­tion-only SIPP pro­vider not li­able to in­vestor
Back­ground The de­fend­ant car­ried on busi­ness as an FCA-au­thor­ised SIPP pro­vider and ad­min­is­trat­or. It was au­thor­ised to es­tab­lish, op­er­ate and wind up SIPPs but was not au­thor­ised to provide ad­vice on...
Ex­e­cu­tion-only SIPP pro­vider not li­able to in­vestor
The High Court has held that an ex­e­cu­tion-only SIPP pro­vider was not li­able to an in­vestor who sus­tained losses when he trans­ferred an ex­ist­ing pen­sion in­to a SIPP op­er­ated by the pro­vider. The de­cision...
Up­per Tax Tribunal rules against pen­sion fund ad­min­is­trat­or on in specie...
In its long-awaited de­cision in the case of HM­RC v Sip­pchoice Lim­ited, the Up­per Tax Tribunal has al­lowed HM­RC’s ap­peal against a first in­stance rul­ing in fa­vour of Sip­pchoice and has found that the...
COV­ID-19 In­sur­ance Im­plic­a­tions
The COV­ID-19 pan­dem­ic has ex­trac­ted a ter­rible toll on hu­man life and has caused sig­ni­fic­ant dis­rup­tion to busi­ness and in­vest­ment world­wide. The true eco­nom­ic im­pact of the pan­dem­ic re­mains to be de­term­ined...
High Court Rules No Bind­ing Or­al Con­tract Cre­ated Dur­ing Tele­phone Call
The High Court has ruled that no bind­ing or­al con­tract was cre­ated dur­ing a tele­phone con­ver­sa­tion between a cor­por­ate fin­an­cial ad­viser and its cli­ent about ser­vices the ad­viser would provide in re­la­tion...