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Portrait of Simon Kilgour

Simon Kilgour


CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
United Kingdom
Languages English, French

Simon Kilgour is a partner in our Insurance Team and acts for (re)insurers on complex, high value claims and non-standard coverage disputes or market issues. His work is mainly international.  Simon was ranked as a leading lawyer in Insurance Law by SuperLawyers 2013. He is also ranked in the leading independent legal directories and named as one of the leading reinsurance lawyers in Europe.

Simon is an experienced contentious lawyer having litigated and arbitrated a large number of major market disputes over the last 25 years. The majority of these cases have concerned coverage disputes or the conduct of underwriting with values measured in the tens or hundreds of millions of US$. The majority of his cases have an international element and he is experienced as a dispute resolution lawyer.

As a non-contentious lawyer Simon focusses on supporting CMS’ (re)insurer, broker and corporate insured clients in relation to a variety of matters and classes of business.

Simon is a leading innovator of online services to (re)insurers. He is the architect of the CMS reinsurance clause database, ReWord, which won the British Insurance Award for Technology in 2008. He also collaborated with the software company, Adsensa, to create an automated contract review service known as Contract Quality which won the Insurance Initiative of the Year award in 2014 and the British Legal Award for Innovation in 2015.

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"a deep understanding of reinsurance workings"

Chambers, 2015

"very good, very smart and a very good public speaker"

Chambers UK, 2013

"Listed as a leading individual in Insurance and Reinsurance Litigation"

Legal 500, 2012

Relevant experience

  • Lloyd’s litigation, defending members and managing agents including at trial over the conduct of LMX and long-tail reinsurance underwriting.
  • Unicover and PA Workers Comp spirals, led a team defending a North American reinsurer’s interests with this major market problem involving multiple litigations and arbitrations internationally over several years.
  • International D&F claims, regular appointments in connection with large risk losses worldwide and involving power, processing, manufacturing, transportation, hotel and leisure, marine and aviation risks.
  • Natural catastrophes, frequent advice to (re)insurers in connection with major market losses including Caribbean and US Hurricanes, Typhoons, New Zealand Earthquakes, Australian and Thai floods, North American wildfires and Covid19.
  • Credit Insurance, advice to corporates, banks and insurers. Shortlisted for Insurance Transaction of the Year 2019.
  • Life (re)insurance and specialty lines including casualty, contingency, jewellers’ block.
  • Insurance due diligence for M&A.
  • ReWord, designed award winning reinsurance clause database used by over 25 reinsurers and brokers worldwide.
  • Contract Quality for reinsurance, in collaboration with Adsensa, designed automated checks for reinsurance contract wordings and winning as a result the British Legal Award for Law Firm Innovation in 2015.
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Memberships & Roles

  • BILA
  • Rye & Woburn G.C.
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  • Jurisprudence 2:1 St Anne’s College, Oxford University
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CMS ad­vises Ne­wRiver on sale of Hawthorn Leis­ure to Ad­mir­al Tav­erns
In­ter­na­tion­al law firm CMS has ad­vised Ne­wRiver RE­IT plc (Ne­wRiver), a Lon­don Stock Ex­change-lis­ted real es­tate in­vest­ment trust, on its sale of the en­tire is­sued share cap­it­al of Hawthorn Leis­ure RE­IT...
The FCA Test Case: Video Series
The Su­preme Court de­livered its keenly-an­ti­cip­ated judg­ment in the FCA’s Test Case on non-dam­age busi­ness in­ter­rup­tion (BI) cov­er for losses arising from the COV­ID-19 pan­dem­ic on 15 Janu­ary 2021. The...
Busi­ness In­ter­rup­tion In­sur­ance and Cov­id-19: FCA’s ex­pect­a­tions fol­low­ing...
The Su­preme Court de­livered its keenly-an­ti­cip­ated judg­ment in the FCA’s Test Case on non-dam­age busi­ness in­ter­rup­tion (BI) cov­er for losses arising from the COV­ID-19 pan­dem­ic on 15 Janu­ary 2021. The...
Re­in­sur­ance: COV­ID-19 – where are we now?
At dif­fer­ent stages in the COV­ID-19 pan­dem­ic, we have con­sidered the im­pact on the re­in­sur­ance mar­ket. Most re­cently (see our Law-Now), we con­sidered the likely im­plic­a­tions of the “second wave”...
FCA Up­date and Guid­ance fol­low­ing judg­ment in the Busi­ness In­ter­rup­tion...
The much-awaited de­cision in the FCA’s High Court test case in re­la­tion to non-dam­age busi­ness in­ter­rup­tion (BI) in­sur­ance policies and their re­sponse to the COV­ID-19 pan­dem­ic was pub­lished yes­ter­day...
Re­in­sur­ance: COV­ID-19 – the second wave
Earli­er in the pan­dem­ic, we ex­amined emer­ging is­sues likely to be of in­terest to re­in­sureds and re­in­surers (see our Law-Now). With the spread of the dis­ease ap­par­ently eas­ing in some jur­is­dic­tions but...
COV­ID-19 In­sur­ance Im­plic­a­tions
The COV­ID-19 pan­dem­ic has ex­trac­ted a ter­rible toll on hu­man life and has caused sig­ni­fic­ant dis­rup­tion to busi­ness and in­vest­ment world­wide. The true eco­nom­ic im­pact of the pan­dem­ic re­mains to be de­term­ined...
Re­in­sur­ance: COV­ID-19 claims
Cor­rect as of 6 April 2020. This art­icle is not be­ing main­tained. Fol­low­ing an ini­tial series of dir­ect claims by poli­cy­hold­ers (which may or may not be covered), a wave of no­ti­fic­a­tions is now reach­ing...
Coronavir­us: key in­sur­ance con­sid­er­a­tions
As a res­ult of the con­tin­ued glob­al rise in con­firmed cases of Cov­id-19 (Coronavir­us) and con­sequent travel and quar­ant­ine re­stric­tions, un­der­stand­ably con­cerned in­di­vidu­als and busi­nesses are as­sess­ing...
Re­in­sur­ance: spik­ing of meso­the­lioma claims versus the duty of good faith...
The Court of Ap­peal has con­firmed the rules set out in Fairchild and res­ult­ant law re­gard­ing meso­the­lioma claims and the ex­cep­tion­al rules of caus­a­tion in such cases and their ap­plic­a­tion to in­sur­ance...
Mo­tor in­surer not li­able for third party prop­erty dam­age
The Su­preme Court re­cently de­cided that a mo­tor policy did not cov­er fire dam­age arising from re­pair work car­ried out to a car on private land. Since 1930, UK law has made it com­puls­ory for a driver...
UK mo­tor in­surers vote to mu­tu­al­ise vehicle-re­lated ter­ror­ism claims
UK mo­tor in­surers have voted to en­sure that the Mo­tor In­sur­ance Bur­eau (MIB) will handle ter­ror­ism claims where vehicles are used as weapons. The move has been wel­comed by the Brit­ish In­sur­ance Broker­s'...