The CMS FinTech team brings together the strengths of market-leading legal and technological expertise, with industry knowledge. With our expert technology, outsourcing, intellectual property and data privacy teams, substantial banking and insurance team, and considerable regulatory practice, CMS is a genuine FinTech powerhouse. And our experienced corporate team boasts the skills to deliver successful transactions for the largest institution to the smallest start-up and its investors.

Our scale and deep industry expertise enables us to serve the full spectrum of players in the Fintech market, including the largest retail and investment banks, Fintech investors such as Anacap and Blenheim Chalcot, established Fintech companies like ClearScore and GoCardless, and the smaller start-ups such as Akoni and MishiPay. We also have particular depth of experience in the launch of crowdfunding platforms and initial coin offerings (ICOs).

Please browse the sections below to find out more about how we can help you:

Fintech Data Protection Image
Fintech Regulations and Regtech Image
Fintech Innovation, Crowdfunding & Crypto-currencies Image
Fintech Lending Transactions Image
Fintech M&A Transactions Image
Fintech Payments Image

To find out more about our views and hot topics related to FinTech, please take time to browse our Insights section.

To find out more about CMS’ equIP accelerator programme for start-ups please visit our equIP and start-ups section or contact one of our FinTech team.

Read more Read less
High­lights of our ex­per­i­ence in FinTech in the UK
Tech­no­logy, Me­dia & Com­mu­nic­a­tions

Feed

Show only
18 May 20
FCA ac­cel­er­ates di­git­al sand­box pi­lot to sup­port firms amidst the...
The FCA re­leased a state­ment set­ting out its pro­pos­al to ac­cel­er­ate the di­git­al sand­box pi­lot in or­der to en­hance reg­u­lat­ory sup­port for in­nov­at­ive firms amidst the Cov­id-19 pan­dem­ic. The FCA states that...
07 May 20
Cy­ber re­si­li­ence: The Fin­an­cial Sta­bil­ity Board con­sults on a new...
The Fin­an­cial Sta­bil­ity Board (“FSB”) has pub­lished a con­sulta­tion re­port on Ef­fect­ive prac­tices for cy­ber in­cid­ent re­sponse and re­cov­ery, which is a toolkit of 46 ef­fect­ive prac­tices that or­gan­isa­tions...
28 Apr 20
Green light for UK tower con­sol­id­a­tion
On 22 April 2020, the UK Com­pet­i­tion and Mar­kets Au­thor­ity (CMA) cleared Cell­nex’s ac­quis­i­tion of Ar­qiva’s UK tele­coms in­fra­struc­ture busi­ness.  Cell­nex, which cur­rently has a small share of the...
24 Apr 20
Crypto­cur­rency = prop­erty= leg­al pro­tec­tion
The UK Jur­is­dic­tion Taskforce’s Leg­al State­ment on the Status of Cryptoassets and Smart Con­tracts is prov­ing to be in­flu­en­tial both do­mest­ic­ally and in­ter­na­tion­ally for its ana­lys­is of the leg­al status...
17 Apr 20
What does the FCA’s Busi­ness Plan 2020/2021 mean for FinTechs?
This in­form­a­tion is cor­rect as of 09:00am on 17 April 2020 and will not be main­tained. On Tues­day 7 April 2020, the UK’s Fin­an­cial Con­duct Au­thor­ity (the “FCA”) re­leased its 2020/2021 busi­ness plan...
17 Mar 20
Bank of England's Dis­cus­sion Pa­per on Cent­ral Bank Di­git­al Cur­rency
Back­ground On 12 March 2020, the Bank of Eng­land (the “Bank”) pub­lished its dis­cus­sion pa­per on Cent­ral Bank Di­git­al Cur­rency, Op­por­tun­it­ies, Chal­lenges and Design (the “Dis­cus­sion Pa­per”). ...
13 Mar 20
Fintech and Cryptoasset De­vel­op­ments in the Budget
On 11 March 2020, the Chan­cel­lor of the Ex­chequer, Rishi Sunak, set out meas­ures the Gov­ern­ment will take to sup­port and de­vel­op the UK’s Fintech and Cryptoasset in­dus­tries, which in­clude the fol­low­ing...
02 Mar 20
UK Reg­u­lat­ors con­tin­ue to scru­tin­ise AI: The FCA and the ICO an­nounce...
The FCA and the ICO an­nounced new AI-re­lated ini­ti­at­ives on 19 Feb­ru­ary 2020. The FCA an­nounced a year-long col­lab­or­a­tion with The Alan Tur­ing In­sti­tute that will fo­cus on AI trans­par­ency in the con­text...
24 Feb 20
In­sur­ance cloud out­sourcing: EIOPA pub­lishes new Guidelines 
EIOPA has pub­lished the fi­nal text of its Guidelines on out­sourcing to cloud ser­vice pro­viders (the “Guidelines”), fol­low­ing last year’s con­sulta­tion. The Guidelines provide guid­ance to in­surers...
17 Feb 20
EBA pub­lishes new FinTech Re­port on big data and ad­vanced ana­lyt­ics
The European Bank­ing Au­thor­ity has pub­lished a new Re­port on big data and ad­vanced ana­lyt­ics. The Re­port fol­lows the EBA’s FinTech Roadmap for 2018/2019, in which the EBA set out its in­ten­tion to identi­fy...
21 Jan 20
In­sur­ance 2020: In­sur­tech and the fu­ture of re­tail in­sur­ance
A key fo­cus of the Open Bank­ing ini­ti­at­ive is the use of tech­no­logy to put con­sumers in con­trol of their data, mak­ing it easi­er for them to move, man­age, and make more of their money. In the in­sur­ance...
30 Oct 19
Can in­sur­tech of­fer a solu­tion to the find­ings of the FCA’s gen­er­al...
FCA in­ter­im re­port – gen­er­al in­sur­ance pri­cing prac­tices mar­ket study Earli­er this month the FCA pub­lished the in­ter­im re­port (MS18/1.2) of its Mar­ket Study on Gen­er­al In­sur­ance Pri­cing Prac­tices,...