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Banking & Finance

France

The global banking and finance industry is faced with increasing financial and regulatory pressures and new and more complex rules and practices that you need to anticipate and take advantage of. For your cross border business, you also face potentially conflicting market practices and rules, but also new opportunities. Our team of 30 specialist lawyers can ensure you are always one step ahead of market developments across the spectrum of regulatory issues, mutual funds and banking, structured finance and capital markets transactions .

Whether you are a financial institution, corporate, asset manager, mutual fund or public entity, your business is only as good as the products and services you sell. That’s why we organise our teams along the business lines of your sector, giving us deep insight into the commercial and legal issues you face. From general corporate lending to acquisition and leveraged finance, capital markets, derivatives and securitisations to real estate finance and corporate recovery, we can help you achieve the best business outcome, both locally and across jurisdictions.

"I'm very satisfied with the work on all accounts. The team is fully dedicated and available. I am not the only client, but I'm given that impression. When I work with this firm I know the job will be done, because it has brilliant negotiation skills and a high level of technical understanding of the law. We like working with CMS because the lawyers are always creative and offer easy solutions to our problems. I always receive the documents within the strict deadlines. We've built a trusting relationship with them, they advise us on how to improve our scope of business and give information on the market. What is important for us is their global view and knowledge of the European markets."Chambers 2015

"In capital markets the firm has one of the most respected debt teams in the jurisdiction."IFLR 1000 2016

"CMS' team, which has ‘very good industry knowledge’, recently completed a number of landmark transactions. CMS advises on derivatives and has a strong securitisation practice."Legal 500 2014

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    Banking

    We offer a large range of legal services on behalf of financial institutions. Our team has expertise in licensing of credit institutions, monitoring regulatory impact on credit institutions’ branches and representative offices ...

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    Capital Markets

    Our team advises issuers, financial institutions and other participants on all types of capital markets transactions

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    Financial Services

    Our team covers the entire spectrum of financial services

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    Securitisation and covered bonds

    The Banking/Finance team has vast experience in securitisation, involving a wide range of assets and structures

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    Structured financing

    The Banking & Finance team is involved in all areas of corporate finance and all types of financing under which repayment is totally or partially assured by cash flow generated from a specific activity or asset

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    Our Tax Team
    Our Em­ploy­ment & Pen­sions Team
    Our Cor­por­ate/M&A Team

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    26/04/2019
    Leg­al 500 EMEA 2020
    Our law firms are rank­ing in Leg­al 500 EMEA 2019. Tax law, cap­it­al mar­kets, em­ploy­ment,... See all our 2019 rank­ings!
    17 April 2020
    CMS Ex­pert Guide to Coronavir­us Re­lated Loan Morator­i­ums
    This guide con­tains a brief but com­pre­hens­ive over­view of cred­it morator­i­ums for 30 coun­tries world­wide, col­lated with a view to help­ing our cli­ents nav­ig­ate through the vari­ous gov­ern­ment re­sponses, and which will be up­dated on a reg­u­lar basis.
    14 May 2020
    European Com­mis­sion post­pones the entry in­to force of CSDR set­tle­ment dis­cip­line...
    The Com­mis­sion Del­eg­ated Reg­u­la­tion on set­tle­ment dis­cip­line (the “Set­tle­ment Dis­cip­line RTS”[1]) will now come in­to force on 1 Feb­ru­ary 2021 fol­low­ing in­dustry re­quests for more time for im­ple­ment­a­tion. ...
    17/04/2020
    Li­quid­ity man­age­ment solu­tions
    Read the cla­ri­fic­a­tions from the Autor­ité des Marchés Fin­an­ci­ers re­gard­ing as­set man­age­ment meas­ures that can be im­ple­men­ted.
    26 March 2020
    CMS Ex­pert Guide to Sta­bil­isa­tion and Re­struc­tur­ing Ini­ti­at­ive
    23 April 2020
    COV­ID-19 Fin­an­cial sup­port for the avi­ation in­dustry and car­bon emis­sion...
    Giv­en the cli­mate emer­gency de­clared by many ad­min­is­tra­tions in many parts of the world, now at a time when the avi­ation in­dustry is in crisis due to the travel re­stric­tions caused by the pan­dem­ic, ques­tions...
    14/04/2020
    Cov­id-19 and ban on net short po­s­i­tions
    Our Law­yers give de­tails on the de­cision from the Chair­man of the Autor­ité des marchés fin­an­ci­ers to ban net short po­s­i­tions.
    26 April 2019
    CMS Ex­pert Guide to Se­cur­ity Token Of­fer­ings
    Dur­ing Se­cur­ity Token Of­fer­ings, com­pan­ies sell token­ized se­cur­it­ies to in­vestors. Our pub­lic­a­tion is a guide to the cur­rent state of play of the reg­u­lat­ory en­vir­on­ment in se­lect jur­is­dic­tions world­wide.
    08 April 2020
    Right of with­draw­al in con­sumer cred­it agree­ments: a mere cross-ref­er­ence...
    In 2012, a con­sumer entered in­to a cred­it agree­ment with the bank Kre­is­s­par­kasse Saar­louis. The cred­it agree­ment gran­ted the bor­row­er a right of with­draw­al of 14 days and fur­ther­more stated that this...
    16/04/2020
    Cov­id-19 and ban on net short po­s­i­tions
    Our Law­yers give de­tails on the de­cision from the Chair­man of the Autor­ité des marchés fin­an­ci­ers to ban net short po­s­i­tions.
    01 January 2016
    CMS Ex­pert Guide to Real Es­tate Fin­ance
    This CMS Ex­pert Guide provides a clear and con­cise ex­plan­a­tion of how a lender (loc­al or for­eign) can take se­cur­ity over real es­tate and op­tions as to en­force­ment.
    30 March 2020
    ESMA and FCA cla­ri­fy su­per­vis­ory ap­proach on SFTR back­load­ing re­quire­ments...
    This in­form­a­tion is cor­rect as of 11.30am on 30 March 2020 and will not be main­tained. The European Se­cur­it­ies Mar­kets Au­thor­ity (“ESMA”) has cla­ri­fied its po­s­i­tion on the re­quire­ments for ‘back­load­ing’...