Marta Szwarczyńska is an attorney-at-law and an Associate in the Financial Institutions and Services Group of CMS.
She specialises in complex legal advice to entities from the financial services sector (including insurance companies and banks). Her expertise includes advising in the roll-out of innovative insurance products (such as cyber risk insurance), advising in the structuring of a cross-border project regarding direct selling by one of the insurance companies in a number of jurisdictions, advising on the impact of the recent CJEU rulling C-383/18 (Lexitor) on rebating fees in consumer credit agreements, advising entities from the real estate sector on legal aspects related to W&I and title insurance.
She has been involved in corporate transactions on the financial market, such as acquisitions, mergers and reorganisations. Marta has a particular and strong expertise in consumer protection issues. In particular, she provides advice on distance selling, as well as marketing and consumer credit. She has been involved in various proceedings concerning the use of abusive clauses, as well as in proceedings concerning practices that infringe collective consumer interests.
She also deals with issues involving payment services and Fintech.