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Portrait of Monika Kowara

Monika Kowara

Senior Associate

CMS Cameron McKenna Nabarro Olswang Pośniak i Bejm sp.k.
Warsaw Financial Centre
ul. Emilii Plater 53
00-113 Warsaw
Languages Polish, English

Monika Kowara is an advocate and a Senior Associate in the Banking and Finance Department at CMS.

Monika specialises in banking and finance law. Her main areas of interest focus on corporate financings. She has been involved on both the lenders’ and borrowers’ side in various project, corporate, asset and real estate domestic and cross-border financings. She is experienced in preparing and negotiating finance documents, including term sheets, loan agreements, intercreditor agreements, mandate letters as well as security documents.

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Relevant experience

  • A group of international banks acting as mandated lead arrangers on PLN and CZK project financing of a joint-venture, formed by the world's leading integrated steel and mining company and the largest electricity distributor in Poland.
  • A Polish bank on senior project financing of development of an investment program the leading producer of heat and electricity in the region of Zagłębie Dąbrowskie.
  • An international syndicate of four major banks financing a portfolio of two borrowers with regard to a series of major wind farm projects in CEE with aggregate installed capacity of 250 MW.
  • A Polish bank on financing the acquisition of the 5-star hotel located in Warsaw.
  • Leading developers on financing the construction of multi-use complex located in Warsaw, which will include high-standard office buildings, luxury apartments, and a boutique hotel.
  • A private equity fund on financing granted to nationwide pharmacy chain.
  • A multilateral financial institution on a number of transactions, including drafting security documents, drafting legal opinions and verifying fulfillment of the conditions precedent for loan disbursement.
  • Leading Polish banks in numerous projects regarding financing residential, commercial and office developments.
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Memberships & Roles

  • Warsaw Bar Association
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  • 2014 - Master of Laws (summa cum laude), University of Warsaw, Warsaw
  • 2013 - Exchange student, Levin College of Law, University of Florida, Florida
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CMS Po­land ap­points nine-strong team to bank­ing and fin­ance prac­tice
CMS Po­land is de­vel­op­ing its bank­ing and fin­ance prac­tice, with the ap­point­ment of nine ex­per­i­enced law­yers, in­clud­ing a part­ner and three coun­sels, from in­ter­na­tion­al law firm Dentons.The bank­ing and...