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Portrait of Sylwia Raszplewicz - Czyzewska

Sylwia Raszplewicz - Czyzewska


CMS Cameron McKenna Nabarro Olswang Pośniak i Bejm sp.k.
Warsaw Financial Centre
ul. Emilii Plater 53
00-113 Warsaw
Languages Polish, English

Sylwia Raszplewicz is an advocate and an Associate in the CMS Financial Institutions and Services Group. 

Sylwia specialises in advising financial institutions and has particular expertise in the insurance sector. She advises in a wide range of regulatory matters, as well as consumer protection issues. Her expertise includes the creation and launch of new products and distribution models, audits of product documentation, regulatory proceedings, including a proceeding to set up an insurance company and obtain a permit from the Polish Financial Institution Authority. Sylwia also has experience in advising investment and chemical companies in relation to insurance requirements in investment agreements. She has also been involved in corporate transactions on the financial market – acquisition, mergers and reorganisations, including pioneering a project of transformation of a mutual insurance company into joint-stock company. 

Sylwia also has a strong business background as she worked as an in-house lawyer for 3 years in an insurance company from an international capital group. Sylwia is also the author of numerous publications in the field of insurance. 

Sylwia also engages in pro bono educational activities aimed at popularising constitutional values among children and young people of school age. 

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Relevant experience

  • Generali group on the process of acquiring majority stakes of shares in two Concordia insurance undertakings (life and non-life), 
  • Generali group on the first successful  (on the Polish market)  transformation of a mutual insurance company, Concordia Non-Life, into a joint-stock company (so-called demutualisation),
  • Generali group on the merger of Generali Polish life company with Concordia life company. The assistance covered a wide range of insurance and corporate issues, including obtaining relevant clearances from the Polish Financial Supervision Authority.
  • Unum Group on the acquisition of Pramerica insurance company from Prudential Financial, Inc. The advice included both corporate and regulatory assistance (including communicating with and preparing a change of control application to the Polish Financial Supervision Authority). The advice also included other change-of-control aspects of the transactions (rebranding, IP, transitional services, etc.)
  • PKO BP (the biggest retail bank in Poland) on setting up a non-life insurance company within the bank group, including representation of the bank in proceedings before the Polish Financial Supervision Authority (the insurance company was set up in a record time of 6 months).
  • Chubb - providing a wide spectrum of day-to-day legal support in relation to Chubb’s insurance products and its operations in Poland, including corporate and regulatory issues. 
  • Grupa Azoty Polyolefins on the insurance contracts securing the one of the biggest chemical investments in Poland (the construction of the chemical plant, including systems for producing propylene and polypropylene). 
  • A global insurer on extended warranties insurance products for vehicles of a world class manufacturer. The advice included adapting the insurance products to Polish law requirements and market practice, as well as assistance in setting up a distribution model with car dealers and an on-line distribution model.
  • WAGAS (Lloyd’s coverholder) - providing a wide spectrum of day-to-day regulatory, corporate and distribution legal support in relation to operations in Poland, as well as cross - border operations in other EU countries.
  • AIG Europe on regulatory Polish issues associated with the internal reorganisation of AIG’s European business due to Brexit planning. Assistance also included comprehensive day-to-day legal support related to the reorganisation going forward.
  • A global construction company - advising on the scope of Directors & Officers insurance. Assistance included a detailed and complex analysis of all potential aspects of directors’ liability under Polish law and assessment of coverage under the current client's policy. Since the policy was governed by English law, the analysis covered Polish and English law aspects.  
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  • 2017 – Advocate, Warsaw Bar Association, Warsaw. 
  • 2014 – Diploma in English and European Law, British Law Centre, Warsaw. 
  • 2013 – Master of Laws, University of Warsaw, Warsaw.
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Show only
26 January 2021
Po­land – a more than 20 mln fine for mis­selling life in­sur­ance-based in­vest­ment...
On 13 Janu­ary 2021 the Pres­id­ent of the Pol­ish Of­fice of Com­pet­i­tion and Con­sumer Pro­tec­tion (“OC­CP”) is­sued a de­cision im­pos­ing a fine of more than PLN 20 mln on a Pol­ish life in­surer (“In­surer”)...
6 October 2020
The Auto­mot­ive In­dustry Re­port 2020/21
The Auto­mot­ive In­dustry Re­port 2020/2021 pub­lished by the Pol­ish Auto­mot­ive In­dustry As­so­ci­ation and co-au­thored by CMS takes a look at some of the key areas af­fect­ing the auto­mot­ive sec­tor. Our cross-prac­tice...
27 July 2020
Po­land: Sole traders will be treated as con­sumers
As of 1 Janu­ary 2021, nat­ur­al per­sons con­duct­ing a busi­ness activ­ity (“sole traders”) will be able to be­ne­fit from con­sumer pro­tec­tion with re­gard to con­tracts dir­ectly con­nec­ted with their busi­ness...
06 July 2020
Up­date: Po­land to strengthen su­per­vi­sion over for­eign (re)in­surers
Pol­ish Par­lia­ment has ad­op­ted a law aimed at in­tro­du­cing changes to the ex­ist­ing (re)in­sur­ance reg­u­la­tions con­cern­ing for­eign EU in­surers and re­in­surers op­er­at­ing in Po­land. The changes will come in­to...
03 April 2020
Coronavir­us in Po­land: Chair­man of the Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity...
In re­cent days, the Chair­man of the Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity (“KNF”) has ap­pealed to the banks and in­sur­ance com­pan­ies not to pay out di­vidends and to re­tain all the profit gen­er­ated...
30 March 2020
Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity to sup­port in­sur­ance in­dustry dur­ing...
On 20 March 2020 the Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity (“PF­SA”) pub­lished the so-called Su­per­vis­ory Stim­u­lus Pack­age for in­sur­ance in­dustry (“SSP”). SSP is a pack­age of ex­traordin­ary meas­ures...
10 February 2020
Fin­an­cial reg­u­lat­or ex­plains how it eval­u­ates of­ficers in su­per­vised en­tit­ies
On 27 Janu­ary 2020, the Pol­ish fin­an­cial reg­u­lat­or (Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity, “PF­SA”) pub­lished a pa­per en­titled “Meth­od­o­logy of Suit­ab­il­ity As­sess­ment of Of­ficers in Su­per­vised En­tit­ies”...
15 January 2020
Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity pub­lished good prac­tices con­cern­ing...
At the end of Decem­ber 2019, the Of­fice of the Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity (“PF­SA”) pub­lished a set of good prac­tices con­cern­ing the ap­point­ment, com­pos­i­tion and op­er­a­tion of an audit com­mit­tee...
13 January 2020
Fin­an­cial reg­u­lat­or’s po­s­i­tion on di­vidends in fin­an­cial in­sti­tu­tions
In Decem­ber 2019, the Pol­ish Fin­an­cial Su­per­vi­sion Au­thor­ity (“PF­SA”) pub­lished po­s­i­tion state­ments on the as­sump­tions un­der­ly­ing the 2020 di­vidend policy of the fol­low­ing en­tit­ies:  banks...