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CMS Expert Guide to e-signatures in finance and NPL transactions

Paperless contracting and e-signatures in finance and NPL transactions in Europe


The banking industry has been at the forefront of digitalisation in recent years. The Covid-19 pandemic accelerated this transformation, as new areas for increased efficiency were identified. One area undergoing transformation is the use of physical documents in project, acquisition, real estate finance and non-performing loan (NPL) transactions involving both lenders and corporates.

The CMS Expert Guide to paperless contracting and e-signatures in finance and NPL transactions sets out the legal options for paperless documentation in these projects and considers which types of documents typically used in finance and NPL transactions can be digitalised. The guide serves as a comparative tool addressing how paperwork can be reduced to simplify the internal processes affected by these transactions.

Our guide includes insights from our experts across a range countries in central, south-eastern and western Europe, including Austria, Bulgaria, the Czech Republic, Germany, Hungary, Italy, Poland, Serbia, Slovakia, Slovenia and Ukraine. The guide is available both online and as an interactive PDF.

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CMS guide to Paperless Contracting and E-Signatures in Finance and NPL Transactions
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PDF 5.4 MB

We trust that you will find the tool useful for your business — and please do get in touch with us or your usual CMS contact to find out more.