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Florentin Giurgea
Senior Associate

Florentin Giurgea

Languages
  • Romanian
  • English
Social media

With over 14 years’ experience, Florentin Giurgea is a senior associate in the CMS Bucharest office with a specific focus on insurance and related financial issues, general commercial matters, sanctions, AML/KYC and the private pensions sector. Florentin offers clients in-depth industry know-how gained from working in the financial legal services industry for over 12 years, and has broad experience advising on complex regulatory aspects in Romania.  

Florentin regularly advises clients on a range of issues including commercial, corporate, M&A activity, and restructuring; risk transactions and reinsurance; claims, coverage and policy drafting; product design and distribution; regulatory advice; governance and compliance; regulatory investigations and enforcement; AML/KYC/CFT and international sanctions. Florentin completed a secondment in London as claims handler with a global leading re/insurance company. He is also an active member of the global Insurance and Pensions industry sector-working group.

Publications

  • 2022 - NFT - an AML compliance perspective, in Juridice.ro.
  • 2022 - Legal insights on token model, in Juridice.ro.
  • 2022 - The necessity and utility for an NFT regulation, speaker at a conference on NFT & AI Apps, organised by Juridice.ro.
  • 2022 - Measures implemented by EU and Romania in the context of the conflict in Ukraine, Ziarul Financiar.
  • 2019 - Impact of CJUE decision in case C-542/16 on the insurance distribution, Universul Juridic.
  • 2016 - International Comparative Legal Guides – Insurance & Reinsurance – Romania.
  • 2011 - The SWAP Agreement: in Romanian Business Law Review issue 1/2011.
  • 2010 - Receivables Financing in the Context of ABS Securitization - Comparative View on the U.S. and Romanian Legal Frameworks: VDM Verlag.

Memberships & Roles

  • Bucharest Bar Association.

Education

  • 2010 - Duke University School of Law, NC, USA (exchange student).
  • 2010 - LL.M., Catolica Global School of Law, Lisbon, Portugal.
  • 2008 - LL.M., Central European University, Budapest, Hungary.
  • 2003 - LL.B., “Al. I. Cuza” University, Faculty of Law, Iasi, Romania.
  • 2005 - B.Ec., “Al. I. Cuza” University, Faculty of Economics, Iasi, Romania.
Practice Areas
sectors

Insights by Florentin

Romania sets new rules for mandatory contributions to Insureds Guarantee Fund

15 Jan 2026 3 min read

Romania adopts new law on payments of private pensions

13 Jan 2026 5 min read

Romania passes law amending Insureds Guarantee Fund and insurance insolvency proceedings

11 Dec 2025 6 min read

Romania re-extends MTPL insurance premium cap until 30 June 2025

01 Apr 2025 3 min read
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