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Florentin Giurgea
Senior Associate

Florentin Giurgea

Languages
  • Romanian
  • English
Social media

With over 14 years’ experience, Florentin Giurgea is a senior associate in the CMS Bucharest office with a specific focus on insurance and related financial issues, general commercial matters, sanctions, AML/KYC and the private pensions sector. Florentin offers clients in-depth industry know-how gained from working in the financial legal services industry for over 12 years, and has broad experience advising on complex regulatory aspects in Romania.  

Florentin regularly advises clients on a range of issues including commercial, corporate, M&A activity, and restructuring; risk transactions and reinsurance; claims, coverage and policy drafting; product design and distribution; regulatory advice; governance and compliance; regulatory investigations and enforcement; AML/KYC/CFT and international sanctions. Florentin completed a secondment in London as claims handler with a global leading re/insurance company. He is also an active member of the global Insurance and Pensions industry sector-working group.

Publications

  • 2022 - NFT - an AML compliance perspective, in Juridice.ro.
  • 2022 - Legal insights on token model, in Juridice.ro.
  • 2022 - The necessity and utility for an NFT regulation, speaker at a conference on NFT & AI Apps, organised by Juridice.ro.
  • 2022 - Measures implemented by EU and Romania in the context of the conflict in Ukraine, Ziarul Financiar.
  • 2019 - Impact of CJUE decision in case C-542/16 on the insurance distribution, Universul Juridic.
  • 2016 - International Comparative Legal Guides – Insurance & Reinsurance – Romania.
  • 2011 - The SWAP Agreement: in Romanian Business Law Review issue 1/2011.
  • 2010 - Receivables Financing in the Context of ABS Securitization - Comparative View on the U.S. and Romanian Legal Frameworks: VDM Verlag.

Memberships & Roles

  • Bucharest Bar Association.

Education

  • 2010 - Duke University School of Law, NC, USA (exchange student).
  • 2010 - LL.M., Catolica Global School of Law, Lisbon, Portugal.
  • 2008 - LL.M., Central European University, Budapest, Hungary.
  • 2003 - LL.B., “Al. I. Cuza” University, Faculty of Law, Iasi, Romania.
  • 2005 - B.Ec., “Al. I. Cuza” University, Faculty of Economics, Iasi, Romania.
Practice Areas
sectors

Insights by Florentin

Romania sets new rules for mandatory contributions to Insureds Guarantee Fund

Romania sets new rules for mandatory contributions to Insureds Guarantee Fund

15 Jan 2026 3 min read
Romania adopts new law on payments of private pensions

Romania adopts new law on payments of private pensions

13 Jan 2026 5 min read
Romania passes law amending Insureds Guarantee Fund and insurance insolvency proceedings

Romania passes law amending Insureds Guarantee Fund and insurance insolvency proceedings

11 Dec 2025 6 min read
Romania re-extends MTPL insurance premium cap until 30 June 2025

Romania re-extends MTPL insurance premium cap until 30 June 2025

01 Apr 2025 3 min read
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