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Konstantin Stoyanov

Senior Associate

CMS Sofia
Landmark Centre
14 Tsar Osvoboditel Blvd.
Floor 1, 2
1000 Sofia
Bulgaria
Languages Bulgarian, English, German

Konstantin Stoyanov is a dual English and Bulgarian qualified Senior Associate in the Finance Department of CMS Sofia. He specialises in financing, regulatory, capital markets and commercial matters relating to banks and financial institutions. He joined CMS in 2017, having previously gained significant experience with the Banking team of another prominent Bulgarian law firm. In addition, he has completed several internships in leading law firms in Germany.

Konstantin has advised on major Bulgarian banking M&A and portfolio transactions.

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Education

  • 2015 – International JD Student, Columbia Law School, New York City
  • 2014 – LL.M. Finance, Goethe University, Frankfurt am Main
  • 2013 – Magister Juris, Sofia University, Sofia 
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28/03/2024
Bulgarian finance ministry publishes draft Introduction of Euro into the...
On 25 March 2024, the Bulgarian Ministry of Finance (MF) introduced for public consultation the long-awaited bill of Introduction of Euro into the Republic of Bulgaria Act (IERBA), which closely follows...
20/02/2024
Ministry of Finance proposes a draft bill on Credit Servicers and Credit...
The Bulgarian Ministry of Finance recently introduced for public consultation a bill for a new Credit Servicers and Credit Purchasers Act (“CSCPA”) implementing Directive (EU) 2021/2167 on credit...
24/10/2022
Bulgarian Finance Ministry announces blueprint for adoption of the Euro...
On 21 October 2022, the Bulgarian Ministry of Finance (MF) announced its blueprint for adopting the Euro under a future Euro Adoption Act (EAA). This blueprint closely follows the main guidelines under...
01/12/2021
E-signatures in finance and NPL transactions in Bulgaria
1. E-con­tract­ing, e-statements and e-signatures in banking & finance transaction contracts and legal statements 1.1 Which are the typical documents (contracts, legal statements, etc.) where written...
14/09/2020
ECB announces the names of the Bulgarian banks subject to direct supervision
On 11 September 2020 the European Central Bank (“ECB”) announced the names of the Bulgarian banks that will be subject to direct supervision under its Single Supervisory Mechanism (“SSM”) mandate...
13/07/2020
Bulgaria joins ERM II
On 10 July 2020, Bulgaria joined the European Exchange Rate Mechanism II (ERM II) together with Croatia. This comes more than two years after Bulgaria expressed its firm intention to join the ERM II and...
14/04/2020
The Bulgarian National Bank approves sector-wide voluntary moratorium
A sector-wide private moratorium on bank loan payments during the period of public emergency in Bulgaria stemming from the COVID-19 outbreak was approved on the 10 April by the Bulgarian National Bank...
29/07/2019
Results from ECB quality review and stress tests over six Bulgarian banks...
A turbulent period for the Bulgarian banking sector had another chapter last Friday. Starting from the fateful early summer days of 2014 when the fourth-largest bank, Corporate Commercial Bank failed...
15/11/2018
ECB announces Bulgarian banks subject to comprehensive assessment
The European Central Bank (ECB) has named six Bulgarian banks that will be subject to a comprehensive assessment. Officially announced on November 12, the assessment will consist of an asset quality review...
29/08/2018
Bulgaria adopts action plan for joining ERM II and EU Banking Union
On 22 August 2018, the Bulgarian Council of Ministers approved an action plan on the measures, deadlines and responsible institutions in relation to the country's intentions of joining the European Exchange...
22/03/2018
Bulgaria enacts the Second Payment Services Directive
On 9 March 2018, the Second Payment Services Directive (“PSD 2”) was implemented in Bulgaria, as mandated by the new Payment Services and Payment Systems Act (“Act”). The Act brings significant...
27/02/2018
New Bulgarian reforms boost its capital markets
The Bulgarian Central Depository and the Bulgarian National Bank (BNB) recently concluded three milestone projects that aim to develop and deepen the nascent Bulgarian capital markets. Settlement of...