FinTech

Back to TMC - Technology, Media & Communications

The CMS FinTech practice area is comprised of a team renowned in its field, both nationally and internationally.  In Chile, our team of experts has participated in roundtables organized by the Financial Market Commission (CMF, acronym for its Spanish, Comisión del Mercado Financiero), discussing a wide array of topics such as open banking, crowdfunding and FinTech topics in general. 

As of 2018, CMS Carey & Allende has been a part of the FinteChile Legal Committee, under the Chilean Fintech Companies Association, which encompasses over 200 sector entities.  Our experts have provided advice to said association on relevant issues such as posing observations and recommendations for the Financial Portability bill (which has been passed as law), and the FinTech bill.  Our team has also participated by presenting observations to the white paper issued by the CMF, with regards to general guidelines for crowdfunding regulations, and its related services. Currently, our team heads the Crypto and Blockchain roundtable organized by FinteChile.  

With its disruptive perspective, CMS Carey & Allende’s Fintech team focuses on fostering growth in the field, providing advice to startups, as well as consolidated scaleups.  Over the last three years, our team members have supported some of the most innovative Chilean fintech companies, providing regulatory and commercial advice, and our knowledge of the nuances within the field has been instrumental in providing sound legal advice.

Taking into account that the knowledge and the application of regulation is vital for the development of any entity within the FinTech industry, our fluid relationships with supervisory authorities, together with our team members’ in-depth knowledge of the ins and outs of the field, distinguish us as an ideal advisor for this type of company. Our team of attorneys has advised a variety of startups in their initial phases, from product design and creation, to more advanced stages, including development and scaling of projects in all areas of FinTech, such as:

  • Crowdfunding
  • Payment and remittance service providers 
  • Cryptocurrencies and blockchain
  • Scoring, identity and fraud
  • Personal and enterprise financial management (PFM and EFM)
  • Enterprise technologies for financial institutions (ETFI)  

If you want to work with us and participate in our benefits, we invite you to complete the following form.

Form for startups

"CMS Carey & Allende is very familiar with the startup ecosystem and the type of contracts that are frequently used. They have lawyers specialised in various areas of law that are important for a startup."

Chambers Fintech - 2023

"They have been very quick and straightforward in all the matters we have worked on. They have brought the correct people for every situation. They always deliver on time."

Chambers Fintech - 2023

"Future vision. They do not stay with the norm, but propose interesting things to make the fintech ecosystem evolve"

The Legal 500 - 2021

"Very good team. They know about financial technology and add value to the Association"

The Legal 500 - 2021
07/04/2021
CMS Expert Guide to fintech in Latin America
 Latin America is one of the hottest Fintech markets. Fintech deals and funding have grown considerably in recent years, despite political, social and environmental pressures in the region. With the current scenario, the “new normal”, what are the op
Comparable

Feed

29/11/2022
The Paypers introduces the Crypto Payments and Web 3.0 For Banks, Merchants,...
Our cryto team lead by Diego Rodríguez contributed to The Paypers' the report, “Crypto Payments and Web 3.0 for Banks, Merchants, and PSPs Report”  in the chapter on the Regulatory Landscape and...
01/09/2021
Fintech
Fintech BillOn 3 September 2021, the President of Chile, through Message No. 172-369, announced a bill to promote competition and financial inclusion through innovation and technology in the provision...
17/06/2021
Criptomonedas en Chile
En Chile existe aún bastante desinformación respecto a las criptomonedas, aún cuando vemos como grandes empresas como Tesla, JP Morgan, PayPal y recientemente VISA han apostado por dicho activo. No...
17/06/2021
FinTech mexicana que compró un banco reabre debate sobre la regulación...
Compartimos con ustedes un artículo publicado por un medio local con respecto a las opiniones surgida de una operación inédita que se realizó esta semana en el mercado his­panoamer­icano. La FinTech...
17/06/2021
Venta de la FinTech Pago Fácil
CMS Carey & Allende, liderados por su socio Diego Rodríguez, ase­soró en la venta de Pago Fácil a BCI Pagos, un joint Venture entre Bci (Banco de Crédito e Inversiones) y EVO Payments. Pago Fácil...
18/03/2021
Expertos legales piden flexibilizar regulación para que los bancos puedan...
No sólo en la Unión Europa y Estados Unidos existen diferentes mecanismo en que los bancos pueden hacer operaciones financieras con las FinTech, sino que también en Brasil, México, Perú y Colom­bia."Chile...
30/11/2020
Proyecto de Ley Fintech
El pasado 3 de noviembre se comunicó que el Ministerio de Hacienda ha dispuesto de nuevos asesores cuya función exclusiva será la elaboración de un proyecto de Ley Fintech y Open Banking. Ya en abril...
19/02/2019
Las personas que participaron en la mesa de trabajo de la CMF para crear...
Algunos estudios están trabajando directamente con la asociación de empresas del rubro, en materias como criptomonedas, open data y crowdfunding. En ese marco, se han reunido con autoridades y par­la­ment­ari­os...