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Łukasz Szymański - 600 x 600
Counsel

Lukasz Szymanski

Head of Financial Services Regulatory

Languages
  • Polish
  • English
Social media

Łukasz Szymański is an attorney-at-law, counsel and Head of the Financial Services Regulatory Team as part of the Banking & Finance Department at CMS Poland.

With nearly 20 years of experience, he advises banks, insurers, leasing and factoring companies, insurance agents, fintechs, investment firms and lending companies.

His practice focuses on the following areas, among others: banking law, insurance law (with particular emphasis on insurance distribution issues), financial market consumer protection (including consumer credit issues), AML & sanctions, payment services, leasing and factoring regulations, and process digitisation.

Łukasz is a mediator and arbitrator at the Court of Arbitration at the Polish Financial Supervision Authority. Łukasz is a graduate of Cardinal Stefan Wyszyński University in Warsaw and also studied at the Faculty of Law at Péter Pázmány University in Budapest. For over a decade, he was a lecturer at the Department of Civil Law and Private International Law at Cardinal Stefan Wyszyński University, where he taught mainly civil law and consumer protection. Łukasz is a member of AIDA (The International Insurance Law Association). As part of his work at the Polish FSA, Łukasz participated in the work of EIOPA, including in legislative projects related to PRIIPS and IDD2 regulations.

Before joining CMS, he worked at Deloitte Legal, Wardyński & Partners, K&L Gates, TaylorWessing, and the Polish Financial Supervision Authority.

Łukasz is a legal advisor and a member of the Warsaw Bar Association of Attorneys-at-Law.

Awards & Recognitions
01
  • Quote
    "Good local understanding of transactional liability insurance policies and claims."
    Legal 500, 2026

Relevant experience

  • VeloLeasing S.A. on the organization of the insurance distribution process.
  • Związek Polskiego Leasingu on planned entry into force of changes concerning the documentary form of lease agreements – preparation of a compendium of the documentary form of lease agreements
  • Santander Leasing S.A. on the analysis of selected issues concerning insurance provisions in offered leasing agreements
  • ING Usługi dla Biznesu S.A. preparation of a legal opinion on the obligations under the AML Act and supervision of insourcers in the area of AML
  • PKO Leasing S.A. on issues related to consumer protection (risk of classification as an abusive clause) in connection with the entry into force of regulations on consumer pawnbroking (including the issue of extending consumer protection to farmers).     

Publications

Memberships & Roles

  • The Warsaw Bar Association of Attorneys-at-Law in Warsaw
  • Mediator and arbitrator at the Mediation Centre of the Arbitration Court at the Polish Financial Supervision Authority (KNF)

Education

  • Master’s degree in Law, Faculty of Law and Administration, University of Cardinal Stefan Wyszyński, Warsaw.
Practice Areas
sectors

Insights by Lukasz

AMLA publishes draft guidelines on ongoing monitoring under Article 26(5) AMLR

AMLA publishes draft guidelines on ongoing monitoring under Article 26(5) AMLR

10 Aug 2026 6 min read
Poland: The Polish FSA adopts Recommendations on Insurance Distribution

Poland: The Polish FSA adopts Recommendations on Insurance Distribution

30 Jul 2026 6 min read
Polish FSA publishes revised draft recommendations on insurance distribution

Polish FSA publishes revised draft recommendations on insurance distribution

15 Apr 2026 5 min read
CMS Poland strengthens Financial Regulatory Services team in Banking & Finance practice

CMS Poland strengthens Financial Regulatory Services team in Banking & Finance practice

28 Feb 2025 2 min read
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