Home / People / Maja Zgajnar
Portrait of Maja Zgajnar

Maja Zgajnar


CMS Reich-Rohrwig Hainz
Bleiweisova 30
1000 Ljubljana
Languages Slovenian, English, Croatian


Maja Erker Žgajnar, a lawyer with nearly two decades of professional experience in Banking & Finance and Capital Markets who held senior positions in the international law firms for the past years, joined Slovenian CMS office in March 2017 as a Banking & Finance partner.


The focus of her practice lies in banking, finance, financial restructurings and distressed debt, workout, acquisition and sale of performing and non-performing financial assets (all types of loan portfolios), regulatory compliance in financial institutions, structured finance, derivatives, insolvency proceedings and banking & finance litigation. Maja Erker Žgajnar has been recognized by clients and peers as an expert financial and capital markets lawyer. In the past years she has continuously been listed among highly regarded practitioners in banking and capital markets by international legal directories. Her portfolio of domestic and international clients spans from banks, financial institutions to large companies.

Lecturing activity

As an expert on non-performing loans Maja Erker Žgajnaris regularly invited to speak at international NPL and TMA conferences in Europe.


Žgajnar's 'experience with loans transactions and sharp focus on delivery' places her 'above the local competition' (Legal 500, Market overview, 2019)

Maja Žgajnar, who has ‘a strong understanding of the financial drivers of deals’ (Legal500, Market Overview, 2018)

Highly regarded lawyer (IFLR 1000, Banking, Capital markets, 2018)

more less

Highly regarded lawyer

IFLR 1000, Banking, Capital markets, 2018

Maja Žgajnar, who has ‘a strong understanding of the financial drivers of deals’

Legal500, Market Overview, 2018

Relevant experience

  • Advised the international investors on acquisition of the corporate NPL portfolio of NLB, the largest banking and financial group in Slovenia, with the exposure of app. EUR 250m in Slovenia, Croatia and BIH which was the biggest NPL portfolio placed on the market in Slovenia in 2017.
  • Advised the borrower, leading omnichannel, multi-brand and direct-to-consumer electronic retailer in CEE, with respect to the debt refinancing provided by international bank and security documents.
  • Advised the largest Slovenian bank in its disposal of a corporate and retail NPL portfolio and a portfolio of leasing receivables with a gross exposure of approximately EUR 800m.
  • Provided comprehensive legal support to the international banking group in Slovenia in the contemplated sales of NPL portfolio (value over EUR 180m).
  • Represented an international investment bank in the cross-border purchase of loans in ACH Group from DUTB (The Bank Assets Management Company) and other banks, the value over EUR 160m
more less

Memberships & Roles

  • Bar Association of Slovenia
  • Slovenian Association of Mediator
more less


  • 2009 - Mediator’s licence, Republic of Slovenia, Ministry of Justice
  • 2005 - State bar examination, Republic of Slovenia, Ministry of Justice
  • 2001 - Bachelor of Laws (univ. dipl. pravnik), University of Maribor, Faculty of Law
more less


Re­struc­tur­ing and in­solv­ency law in Slov­e­nia
1. What is the primary le­gis­la­tion gov­ern­ing in­solv­ency and re­struc­tur­ing pro­ceed­ings in your jur­is­dic­tion? The primary le­gis­la­tion gov­ern­ing in­solv­ency and court-sponsored fin­an­cial re­struc­tur­ing pro­ceed­ings...
E-sig­na­tures in fin­ance and NPL trans­ac­tions in Slov­e­nia
1. E-con­tract­ing, e-state­ments and e-sig­na­tures in bank­ing & fin­ance trans­ac­tion con­tracts and leg­al state­ments 1.1 Which are the typ­ic­al doc­u­ments (con­tracts, leg­al state­ments, etc.) where writ­ten...
CMS Guide to Anti-Bribery and Cor­rup­tion Laws
We are de­lighted to present the sixth edi­tion of the CMS Guide to Anti-Bribery and Cor­rup­tion Laws
Law and reg­u­la­tion of Cov­id-19 loan morator­i­ums in Slov­e­nia
1. De­scrip­tion of the le­gis­la­tion 1.1 Is there a morator­i­um on loans le­gis­la­tion im­ple­men­ted in your jur­is­dic­tion? Yes. 1.2 If no: Are there any on­go­ing dis­cus­sions re­gard­ing a po­ten­tial in­tro­duc­tion...
Guide to Re­struc­tur­ing in CEE and Aus­tria
Re­struc­tur­ings, es­pe­cially those in­volving mul­tiple jur­is­dic­tions, are in­vari­ably com­plex mat­ters. In this CMS Guide, our ex­perts an­swer sev­en im­port­ant prac­tic­al ques­tions to help you nav­ig­ate through...
AML and CTF law and reg­u­la­tion in Slov­e­nia
1. What na­tion­al leg­al act(s) provide for Anti-Money Laun­der­ing (AML)/Counter Ter­ror­ist Fin­an­cing (CTF) meas­ures in your coun­try? The Pre­ven­tion of Money Laun­der­ing and Ter­ror­ist Fin­an­cing Act, ad­op­ted...
Sta­bil­isa­tion and re­struc­tur­ing law in Slov­e­nia
1. Which fin­an­cial (not tax or la­bour) short-term com­pens­a­tion schemes for im­me­di­ate losses due to so­cial dis­tan­cing meas­ures have been im­ple­men­ted? For which in­dus­tries/sizes of busi­ness? Morator­i­um...
Re­struc­tur­ing and in­solv­ency at a glance – CEE over­view
While many spec­u­late that CEE has not been hit by the COV­ID-19 crisis as much as oth­er European coun­tries, due to fast re­ac­tions of the re­spect­ive gov­ern­ments and strict lock­downs, fisc­al ac­tions in­tro­duced...
Sign­ing with e-sig­na­ture in CEE
Di­git­al­isa­tion af­fects all as­pects of a busi­ness’s op­er­a­tions, in­clud­ing con­tracts, in­tern­al doc­u­ment­a­tion and em­ploy­ment re­la­tion­ships. The COV­ID-19 pan­dem­ic has cre­ated the need for con­tact­less and...
Com­pany re­port­ing and dis­clos­ure ob­lig­a­tions amid the COV­ID-19 pan­dem­ic
Com­pan­ies will need to con­sider the im­pact of the COV­ID-19 pan­dem­ic on their op­er­a­tions when re­port­ing on their fin­an­cial status in their an­nu­al fin­an­cial state­ments for the busi­ness year 2019 and in...
En­force­ment and In­solv­ency po­ceed­ings reg­u­la­tion amended again
Less than three weeks after the In­ter­ven­tion Meas­ures to Mit­ig­ate the Ef­fects of the COV­ID-19 In­fec­tious Dis­ease Epi­dem­ic on Cit­izens and the Eco­nomy Act (Za­kon o in­ter­vent­nih ukrepih za za­jez­itev epi­demije...
Wind­ing down busi­ness op­er­a­tions in Slov­e­nia
Slim­ming down a com­pany, cor­por­ate and fin­an­cial re­struc­tur­ing will be on minds of many man­agers and com­pany own­ers in the com­ing months. In prac­tice, when de­cid­ing to wind down a com­pany, of­ten a de­cision...