CMS' FinTech practice is home to one of Spain's most renowned teams given its participation in the development of the sector in the country from the very beginning. 

We work closely with the Spanish FinTech and InsurTech Association, which brings together over 150 companies. In fact, our experts have advised the Association on highly important matters such as the implementation of Spain's first regulatory sandbox, payments (PayTech) and insurance law (InsurTech).

Through a disruptive approach, CMS' FinTech department focuses on driving growth in the industry by advising start-ups and scale-ups already established in this area. Over the past five years, our professionals have had a hand in some of the most innovative projects in the Spanish financial sector, providing regulatory and corporate-based advice. In essence, knowing the ins and outs of the sector is paramount to be able to provide the best possible legal advice.

Given that a strong awareness of regulation and its application are crucial for FinTech entities to evolve, our close working relationship with the supervisory authorities (Bank of Spain, Stock Market Regulator (CNMV) and Directorate-General of Insurance and Pension Funds) and deep-rooted knowledge of their inner workings make us the ideal advisor to companies in this sector.