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Insurers and/or reinsurers, as well as brokers and insurance sector professionals in general, require specific legal advice from those who are well-versed in the industry and its requirements. From day-to-day operations to strategic planning, liability, dispute resolution and market regulation, the insurance sector demands highly-specialised legal advice.

For over 15 years, our Insurance, Reinsurance and Innovation department has advised local and international insurance companies operating in Spain on the organisation and supervision of their activity, the launch and distribution of insurance-based products in the Spanish market and regulatory issues, as well as on insurance agreements, claims, the drafting of conditions, M&A transactions, capital increases and restructuring, cyber-attacks, human resources, taxation, real estate and commercial matters.

On the regulatory front, the team boasts unparalleled experience in the Spanish legal sector when it comes to applications for authorisation from the Spanish Directorate-General of Insurance and Pension Funds, inspections and complex insurance distribution arrangements.

What's more, the ability to provide fully-loaded advice to the insurance sector also calls for experience in litigation. Our experts have been involved in advising insurers and reinsurers on some of the most salient proceedings in the sector, including complex international cases and covering all types of matters – such as D&O, civil liability, surety bonds, credit and industrial damages or risks.

Our 130-plus insurance lawyers in 43 countries across the globe enable us to guarantee the most beneficial outcome for clients in both domestic and cross-border matters. We adapt to our clients' commercial interests in order to protect them in local and international markets.

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    CMS' FinTech practice is home to one of Spain's most renowned teams given its participation in the development of the sector in the country from the very beginning. 

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    Payment Services

    The members of CMS' Payment Services team are able to draw on extensive experience advising the industry's key players for over 15 years. From large corporations to the most innovative and emerging start-ups, we provide advice on all areas in which payment service entities are involved.

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    09 September 2020
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    Press Re­lease | 9 Septem­ber 2020
    14 March 2018
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    Are you look­ing for in­form­a­tion on in­sur­ance law and reg­u­la­tion? This CMS Ex­pert Guide provides you with everything you need to know.
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    After a long gest­a­tion, on 30 June 2020 the Coun­cil of the EU pub­lished the text for the col­lect­ive re­dress dir­ect­ive (the “CR Dir­ect­ive”) (text avail­able here). This le­gis­la­tion is in­ten­ded to bet­ter...
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    15 June 2020
    EIOPA to re­view fun­da­ment­al basis of su­per­vi­sion of in­sur­ance value chain
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    29 June 2020
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    Press Re­lease | 29 June 2020
    16 March 2020
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    For a long time, the in­sur­ance in­dustry has suc­cess­fully ral­lied against at­tempts to in­tro­duce a re­cov­ery and res­ol­u­tion re­gime sim­il­ar to the Bank Re­cov­ery and Res­ol­u­tion Dir­ect­ive (BRRD). However, EIOPA’s...
    09 January 2019
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    28 February 2020
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    On 25 Feb­ru­ary, the Coun­cil of the EU pub­lished the fi­nal ver­sion of its ne­go­ti­at­ing man­date and, two days later, the UK gov­ern­ment set out its ap­proach to our fu­ture re­la­tion­ship with the EU. Ne­go­ti­ations...
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    Law 20/2015, of 14 Ju­ly, on the man­age­ment, su­per­vi­sion and solvency of in­surers and re­in­surers
    24 February 2020
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    EIOPA has pub­lished the fi­nal text of its Guidelines on out­sourcing to cloud ser­vice pro­viders (the “Guidelines”), fol­low­ing last year’s con­sulta­tion. The Guidelines provide guid­ance to in­surers...
    Law 20/2015, of 14 Ju­ly, on the man­age­ment, su­per­vi­sion and solvency of...