Languages
- Spanish
- English
Javier Ruiz is an Associate in the Compliance practice at CMS Grau. He has experience advising companies in the financial services sector and other regulated industries on the design, implementation and enhancement of compliance programmes, anti-money laundering and counter-terrorist financing (AML/CTF) frameworks, regulatory risk management and corporate governance.
His practice focuses on the development and implementation of compliance systems, due diligence processes, risk assessment and mitigation, the preparation of regulatory reports for the Financial Intelligence Unit (FIU), the Superintendence of Banking, Insurance and Private Pension Funds, and the Superintendence of the Securities Market, as well as corporate governance advice. He also assists clients with the implementation of policies, procedures and internal controls aligned with national and international standards.
Prior to joining CMS Grau, he developed his professional career at international organisations in the financial services sector, where he participated in the implementation of compliance systems for entities supervised by the Superintendence of Banking, Insurance and Private Pension Funds, the Superintendence of the Securities Market and the Financial Intelligence Unit (FIU), as well as for international gaming operators. His experience includes the design of risk matrices, transaction monitoring and engagement with regulatory authorities.
Javier holds a law degree from the Pontifical Catholic University of Peru and a Master of Advanced Legal Sciences from Universitat Pompeu Fabra (Barcelona). He has also complemented his academic background with specialised studies in risk management and compliance, public law, and international relations.