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Insurance

Our insurance team consists of industry experts who competently advise and represent you in all legal matters

Whether you are an insurer, broker, reinsurer or insured party, you face an increasingly unpredictable world. From day-to-day operational matters to strategic planning, liability and disputes resolution, policy drafting, coverage and regulatory issues, your world is changing rapidly as tougher capital and risk requirements impact your business.

With our specialist lawyers in 43 countries and 76 offices, we are attuned to your commercial interests and can protect them in your home market and across borders.

Our approach is based on strong local legal knowledge delivered to you on a European-wide basis by experts who truly understand the insurance sector.

Many of our lawyers have worked in the insurance sector which means we understand the complexities of your markets.

The core competencies of our multi-disciplinary specialists include among others:

  • Guidance on claims,
  • Regulation policy drafting,
  • Drafting and reviewing (re)insurance and brokerage contracts,
  • Wider business disputes,
  • M&A,
  • Capital raisings and restructurings,
  • Cyber liability,
  • HR, tax, real estate matters,
  • Commercial issues

Equally, in the event of a domestic or cross-border insurance or reinsurance dispute, we can guide you through the disputes process, striving to secure the best business outcome.

We have a recognised domestic and cross-border track record of delivering for clients on the most complex transactional and advisory engagements in this sector. 

Selected references can be found in our brochure

'Often representing Insurers in coverage disputes. Very experienced in the area of claims handling and liability assessments for Insurers. Strong focus on Cyber Insurance, maintains a Cyber Insurance – Emergency – Hotline on behalf of various Insurers.'

The Legal 500, Switzerland, Insurance, 2023

'Responsive and pragmatic.'

The Legal 500, Switzerland, Insurance, 2023

CMS impresses with 'very good response times, spot-on and personalised advice, as well as outstanding business acumen and industry knowledge'.

The Legal 500, Switzerland, 2018

CMS offers ‘advice on short notice’, ‘transparent fees’, an ‘effective global network’ and ‘services that are tailor-made and focused on the clients’ needs based on a deep understanding of their businesses.

The Legal 500, Switzerland, 2018
16/02/2018
The CMS Claim Report for insurers
The CMS Claim Report at a glance Structured analysis and clear recommendations for complex large claims -  trust our industry expertise We provide advice in all areas of insurance contract law, insurance...
01/11/2018
Fachgruppe Versicherungen Schweiz
Fachgruppe Versicherung Unser Ver­sicher­ung­steam setzt sich aus Branchenexperten zusammen, die Sie in allen rechtlichen Fragen kompetent beraten und vertreten. Zu den Kernkompetenzen unseres Ver­sicher­ung­steams...

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06/02/2024
The impact of the Berne Financial Services Agreement
We're delighted to announce a series of informative webinars focusing on the Berne Financial Services Agreement between Switzerland and the UK, a landmark development announced on 21 December 2023. This...
08/01/2024
Switzerland and the UK sign agreement on mutual recognition in financial...
On 21 December 2023, the Swiss Federal Council and HM Treasury in the UK announced the signing of an agreement on mutual recognition in specific areas of financial services between Switzerland and the UK referred to as the Berne Financial Services Agreement (the Agreement). The conclusion of this ground-breaking Agreement is the culmination of more than two years of negotiations following the signing of a Joint Statement on 30 June 2020 aiming at enhancing cooperation in financial services between Switzerland and the UK. 
19/05/2023
Insurance law and regulation in Switzerland
1. Introduction Since Switzerland is not part of the EU or EEA, insurance companies with their domicile in any EU or EEA member state may not conduct business through a branch office or cross-border on...
26/04/2023
CMS one of the "Top Law Firms" in Switzerland in 28 areas of law
The Swiss business magazine BILANZ, the Handelszeitung, and the magazine PME have awarded the "Top Law Firms" in Switzerland for the 7th time. Out of the 31 legal areas, CMS von Erlach Partners (CMS Switzerland) was ranked as one of the top 25 law firms in Switzerland in 28 areas, which is more than any other law firm in Switzerland. This confirms our position as a leading full-service law firm in the country.
12/04/2023
CMS Switzerland recommended by The Legal 500 EMEA 2023
Rankings of CMS Switzerland in The Legal 500 EMEA 2023 Edition
04/04/2023
European Commission amends Article 102 TFEU guidance paper and announces...
In 2008, the Commission adopted its Guidance on the Commission`s enforcement priorities in applying Article 82 of the EC Treaty (now Article 102 TFEU) to abusive exclusionary conduct by dominant undertakings...
28/03/2023
European Parliament and Council ready to start negotiations on EU Data...
In February 2022 the European Commission presented its proposal for the EU Data Act, which – if adopted - will introduce a far-reaching legal regime on access to and use of non-personal data in the...
20/03/2023
Out with the old, in with the new? Considerations for patentees in opting...
So far in this series of blog posts, we began with an article that highlighted some of the key changes between the current European system of patent prosecution and enforcement and the new Unitary Patent...
09/03/2023
Security for costs in enforcement proceedings in Germany – The German Federal...
Pursuant to Sec. 110 of the German Civil Procedure Code (ZPO), claimants who do not have their habitual place of residence in a member state of the EU/the EEA can be ordered to provide security for the...
09/03/2023
CMS Expert Guide to ESG Compensation
Incorporating ESG KPIs into directors’ remunerationThe urgent need to place sustainability at the heart of company strategy is inextricably linked to incentives provided to its directors and em­ploy­ees. This...
08/03/2023
Out with the old, in with the new? Procedural features of the Unified Patent...
In our previous article, we looked at the current European system of patent prosecution and enforcement and highlighted some of the key changes that will be coming with the new Unitary Patent and Unified...
06/03/2023
Future impact of emerging technologies on IP protection and enforcement...
As technology develops rapidly, the way in which stakeholders protect and enforce their intellectual property (IP) is changing and will continue to change in the future, but how? And should existing IP...