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International Insurance Law Firm

Top ranked CMS Insurance law firm offers expert advice on highly complex matters in a straightforward and commercially minded manner


(Re)insurers, brokers and insureds operate in a highly regulated and complex environment.

Our insurance sector lawyers across the world work with some of the market’s largest insurance businesses, offering exceptional depth and breadth of expertise to deliver comprehensive solutions to the sector:

Claims & Coverage

CMS’ market-leading policy wording and claims practitioners are at the apex of current legal thinking, helping (re)insurers, brokers and risk managers to solve disputes and manage exposure across more than 30 lines of business.

Corporate & Regulatory

Our Corporate Insurance team advises on all aspects of insurance-related transactions and works closely with our financial services, regulatory, claims, competition, employment, pensions, tax, dispute resolution departments and other specialists to deliver a seamless end-to-end service for our clients. Our regulatory specialists advise on UK and EU compliance, handle new products and distribution, and deal with a wide range of agreements. We help insurers deal with the PRA and the FCA and handle supervisory and enforcement issues as diverse as capital adequacy, financial crime and distribution channels. We advise clients across more than 30 lines of business.

Claims & Coverage lines of businessCorporate & Regulatory lines of business
  • Accident & Health
  • Accountants
  • Actuaries
  • Agriculture
  • Aviation
  • Banks & Financial Institutions
  • Casualty
  • Class Actions/Collective Proceedings
  • Construction CAR/EAR
  • Construction Professionals 
  • Contingency 
  • Cyber 
  • Directors’ and Officers’ Liability 
  • Education
  • Energy & Power
  • Financial Advisors
  • Healthcare, Medical Negligence and Life Sciences
  • Insurance Intermediaries
  • Lawyers
  • Marine
  • Pension Professionals
  • Personal Injury
  • Policy Wordings and Contract Documentation
  • Political Risk and Trade Credit
  • Property
  • Reinsurance
  • Sanctions
  • Specie, Fine Art & Jewellers’ Block
  • Surveyors
  • Technology
  • Title Indemnity
  • Transaction/Warranty & Indemnity Liability
  • Travel
  • Alternative Risk Transfer / ART
  • Banking
  • Collateral, Credit Support and Credit Risk Mitigation
  • Commercial Contracts
  • Competition
  • Corporate Finance
  • Corporate Governance
  • Debt Capital Markets
  • De-Risking
  • Employment
  • Equity Capital Market
  • InsurTech
  • Intellectual Property (IP)
  • Investments
  • Joint Ventures
  • Investments, Strategic Alliances, and Partnerships
  • Longevity Transactions and Pension De-Risking
  • M&A
  • Outsourcing
  • Portfolio Transfers
  • Private Equity
  • Procurement
  • Product Development
  • Real Estate
  • Regulatory
  • Reinsurance
  • Restructuring
  • Tax
  • Technology
  • Treasury

CMS Insurance App

The CMS Insurance App offers user-friendly digital resources, so heads of legal and heads of claims can keep abreast of the latest legal developments and emerging risks impacting the insurance market. 

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Expertise at your fingertips
16/12/2020
Insurance Insights
The insurance market is constantly evolving, so you need to stay up to date on the latest developments to anticipate and handle any potential issues and benefit from opportunities. With “Insurance Insights”...
Recent developments impacting the insurance sector in CEE
This webinar series provides you with a brief overview into the latest developments relevant to the insurance sector in CEE jur­is­dic­tions.Epis­ode #2Watch webinar recording here: 340560ht­tps://me­dia.cmsleg­al.com/me­dia/em­bed?unique_key=f4da45676d8a65e1

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19/03/2024
2024 Insurance sector webinar programme
Notwithstanding the extraordinary times we’ve all been operating in, the insurance sector continues to deal with fast-paced changes. Insurance companies should keep up with changing regulations and market trends that will impact on their day-to-day operations and long-term business. It has become crucial for (re)insurers, brokers, their risk managers and general counsels to get the right insight and advice across a wide range of claims and coverage, and regulatory and corporate issues. To deliver the expert responses that the insurance market needs, the CMS Insurance Group has developed a comprehensive programme for 2024.
13/03/2024
Court of Appeal rules that defence of illegality in civil claim is not...
In Lewis-Ranwell v G4S Health Services (UK) Ltd and others [2024] EWCA Civ 138, the Court of Appeal recently held, by a majority of 2 to 1, that where a person has committed a crime, but has been found...
12/03/2024
Ready for DORA? It applies to you!
Our era is marked by major technological developments, which can give rise to new risks and challenges. This is true for the financial sector, which is undergoing constant digitalisation and, in parallel...
07/03/2024
University’s Duties towards Disabled Student - The University of Bristol...
This judgment concerns the tragic case of a second-year physics student at the University of Bristol (the “Uni­ver­sity”) who ended her own life in April 2018. She had been diagnosed with depression...
07/03/2024
Practical guidance on how to assess the existence of aid for risk financing...
On 26 January 2024, the Commission adopted practical guidance for Member States on assessing the existence of State aid for measures aimed at facilitating access to financing for certain busi­nesses.Risk...
29/02/2024
UK FCA proposals to publicly announce investigations could be detrimental...
With every new director of enforcement and market oversight at the Financial Conduct Authority (FCA), there is a step change in the way the regulator approaches enforcement cases.Under the FCA's former...
29/02/2024
Amendments to Directive 2011/61/EU on alternative investment fund managers...
On 26 February 2024, the Council of the European Union officially approved amendments to Directive 2011/61/EU on alternative investment fund managers (read more), marking a significant development in...
29/02/2024
Germany: Effective activation of apps on prescription: Regulator tells...
February 2024
22/02/2024
Establishing liability under the Third Parties (Rights against Insurers)...
The Scottish Court of Session has, for the first time, considered what is required to establish a ‘liability’ for the purposes of the Third Parties (Rights against Insurers) Act 2010 (the “2010...
19/02/2024
Financial Services Webinars On Demand
Use the below link to view recordings of CMS financial services we­binars avail­able on de­mand. We­binars are a convenient way to stay informed and hear from our legal ex­perts. me­di­um 
13/02/2024
The EU Parliament and Council reached an agreement on ESG rating
On 5 February 2024, the European Parliament (the Parliament) and the Council of the European Union (the Council) reached a provisional agreement on the EU Commission's proposal from June 2023 for a regulation...
13/02/2024
EU legislative initiatives on recovery and resolution planning for insurance...
With the compromise proposal for an Insurance Recovery and Resolution Directive (IRRD) published by the EU Council in January 2024, EU legislative initiatives to establish a recovery and resolution framework...