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Whether you are an insurer, broker, reinsurer or insured party, you face an increasingly unpredictable world. From day-to-day operational matters to strategic planning, liability and disputes resolution, policy drafting, coverage and regulatory issues, your world is changing rapidly as tougher capital and risk requirements impact your business.  Our Insurance team has a sound experience working on all kinds of insurance matters which means we understand the complexities of the Luxembourg markets.

Whether you require guidance on claims, regulation policy drafting, wider business disputes, M&A, capital raisings and restructurings, cyber liability, HR, tax, real estate or commercial issues, our multi-disciplinary specialists can help you.

With 100 specialist lawyers in 33 countries, many of which have worked in the insurance sector, we are attuned to your commercial interests and can protect them not only in Luxembourg but also across borders. Our approach is based on strong local legal knowledge delivered to you on a worldwide basis by experts who truly understand the insurance sector.

We have a recognised domestic and cross-border track record of delivering for clients on the most complex transactional and advisory engagements in this sector. Equally, in the event of a domestic or cross-border insurance or reinsurance dispute, our Insurance team in collaboration with our litigation department can guide you through the disputes process, striving to secure the best business outcome.

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Ten things every in­surer should know
Alex Denslow, CMS Lon­don: “De­lighted to launch the 3rd ed. of “10 Things Every In­surer Should Know”, in which we com­pare 10 key in­sur­ance is­sues across 29 jur­is­dic­tions where the CMS In­sur­ance Sec­tor Group op­er­ates”.This guide is also avail­able in e-guide format, please click here for more de­tails.


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March 2019
In­sur­ance In­sights
With “In­sur­ance In­sights” – series of short, in­form­at­ive videos – you can dis­cov­er what’s hot and what’s not from our ex­pert law­yers around the globe. Watch here!
14 March 2018
CMS Ex­pert Guide to in­sur­ance law and reg­u­la­tion
Are you look­ing for in­form­a­tion on in­sur­ance law and reg­u­la­tion? This CMS Ex­pert Guide provides you with everything you need to know.
06 July 2020
EIOPA guidelines on out­sourcing to cloud ser­vice pro­viders ad­op­ted by the...
On 24 June 2020, the Lux­em­bourg in­sur­ance and re­in­sur­ance reg­u­lat­or, the Com­mis­sari­at aux As­sur­ances (the “CAA”) has form­ally ad­op­ted, by way of cir­cu­lar let­ter 20/13, the guidelines on out­sourcing...
25 July 2016
CMS ad­vises CBL in ac­quis­i­tion of SFS
02 July 2020
EU agrees new class ac­tion re­gime for con­sumer dis­putes
After a long gest­a­tion, on 30 June 2020 the Coun­cil of the EU pub­lished the text for the col­lect­ive re­dress dir­ect­ive (the “CR Dir­ect­ive”) (text avail­able here). This le­gis­la­tion is in­ten­ded to bet­ter...
CMS Guide to Private Place­ment of Funds
15 June 2020
EIOPA to re­view fun­da­ment­al basis of su­per­vi­sion of in­sur­ance value chain
The European and Oc­cu­pa­tion­al Pen­sion Au­thor­ity (“EIOPA”) has launched a pub­lic con­sulta­tion on the (re)in­sur­ance value chain and new busi­ness mod­els arising from di­git­al­isa­tion (the “Dis­cus­sion...
Septem­ber 2015 News­let­ter
30 April 2020
Changes to the anti-money laun­der­ing and counter-ter­ror­ism fin­an­cing frame­work...
The year 2020 is a year of changes for the Lux­em­bourg anti-money laun­der­ing and counter-ter­ror­ism fin­an­cing (“AML-CTF”) frame­work. In fact, Lux­em­bourg has im­ple­men­ted Dir­ect­ive 2018/843 of the European...
June 2015 News­let­ter
22 April 2020
Fight­ing money laun­der­ing and ter­ror­ist fin­an­cing re­mains of para­mount...
On 10 April 2020, the Com­mis­sion de Sur­veil­lance du Sec­teur Fin­an­ci­er (“CSSF”) pub­lished a new cir­cu­lar 20/740 on fin­an­cial crime and anti-money laun­der­ing and counter-ter­ror­ism fin­an­cing (“AML/CFT”)...
European real es­tate in­vest­ment struc­tures