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Insurance

The CMS insurance practice is a trusted adviser and partner to a broad range of insurance clients, including some of the largest and most innovative companies in the sector.

Our Insurance and Reinsurance Group is a recognised market leader and is consistently ranked among the UK’s top legal insurance practices in the leading legal directories. We regularly handle large, complex claims as well as advising on non-contentious matters, including advising on policy wordings and regulatory issues, both domestically and internationally.

We are part of a full service commercial law firm and are able to call on specialist support from market leading colleagues across a range of disciplines, including tax, pensions, competition, financial services regulation, employment, corporate, banking and international finance, construction, energy and projects, real estate, planning, environmental and health and safety. The fact that we can offer that expertise in London, Bristol, Sheffield, Scotland and Hong Kong (as well as across the entire CMS network), and that we have been doing so successfully for so long, sets us apart from our competitors.

Our team of lawyers, many of whom have prior experience in the insurance sector, possesses a deep understanding of the complexities within your markets. Wherever guidance is required, our multi-disciplinary specialists are ready to provide assistance.

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Defendant Personal Injury
The CMS Defendant Personal Injury team is ranked Tier 1 in the Legal 500 and specialises in the defence of personal injury claims on behalf of public
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Insurance Corporate
The successful execution of corporate transactions in the insurance market requires corporate lawyers who understand the insurance sector, its unique
Lighthouse at night shining its light
Insurance Regulatory
Resilient since the financial crisis, the insurance sector has not escaped the regulator’s tougher, more intrusive stance. Insurers must wrestle
Row of hanging blue fire jackets and red fire helmets
Life Assurance
The commercial, economic and regulatory environment for the life assurance industry has never been more challenging.  Technology, historically lo
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Trade Credit and Political Risk Practice
Our Hong Kong and London teams have significant expertise in advising insurers, reinsurers, brokers and others on trade credit and political risk disp
Law-Now: Insurance
Visit Law-Now for legal know-how and commentary
Advising the Board

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13/03/2024
Court of Appeal rules that defence of illegality in civil claim is not...
In Lewis-Ranwell v G4S Health Services (UK) Ltd and others [2024] EWCA Civ 138, the Court of Appeal recently held, by a majority of 2 to 1, that where a person has committed a crime, but has been found...
07/03/2024
University’s Duties towards Disabled Student - The University of Bristol...
This judgment concerns the tragic case of a second-year physics student at the University of Bristol (the “Uni­ver­sity”) who ended her own life in April 2018. She had been diagnosed with depression...
29/02/2024
UK FCA proposals to publicly announce investigations could be detrimental...
With every new director of enforcement and market oversight at the Financial Conduct Authority (FCA), there is a step change in the way the regulator approaches enforcement cases.Under the FCA's former...
28/02/2024
The Scottish Court gives important guidance on management of Scottish class...
The Scottish Court of Session has recently issued a decision that provides important guidance on the management of Scottish class actions. In particular, the court made it clear that it will not un­ques­tion­ingly...
23/02/2024
Scottish wildcat group’s challenge to windfarm permission unsuccessful
Wildcat Haven, a community interest company, sought to challenge the decision of the Scottish Ministers to grant permission for construction of a new wind farm at Clashindarroch Forest in Aberdeenshire...
22/02/2024
Establishing liability under the Third Parties (Rights against Insurers)...
The Scottish Court of Session has, for the first time, considered what is required to establish a ‘liability’ for the purposes of the Third Parties (Rights against Insurers) Act 2010 (the “2010...
20/02/2024
Court of Appeal confirms position on damages for breach of public procurement...
The much anticipated judgment in the Braceurself appeal has been handed down by the Court of Appeal. The Court of Appeal (led by LJ Coulson) has reaffirmed the position established by the High Court that...
19/02/2024
Financial Services Webinars On Demand
Use the below link to view recordings of CMS financial services we­binars avail­able on de­mand. We­binars are a convenient way to stay informed and hear from our legal ex­perts. me­di­um 
19/02/2024
CMS represents Markel in landmark reinsurance case on COVID-19 business...
International law firm CMS has achieved a significant victory in a groundbreaking case related to non-damage COVID-19 business interruption (“BI”) losses. The High Court, in its first-ever consideration...
12/02/2024
High Court rules in favour of reinsureds seeking recovery of UK COVID-19...
Overview The High Court has, for the first time, considered the reinsurance recovery of non-damage COVID-19 (first lockdown) business interruption losses, specifically under catastrophe excess of loss...
12/02/2024
Commission Recovery Limited v Marks & Clerk LLP: the Court of Appeal leaves...
The representative proceedings mechanism codified in CPR r 19.8(1) allows a claimant to pursue an opt-out class action as the representative of a wider class, provided that they and all members of the...
08/02/2024
UK government publishes delayed update on AI policy
The UK government has published its delayed response to the consultation accompanying its March 2023 white paper on artificial intelligence (AI). It had been expected by the end of September 2023, but...