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BIS/FSB: Fintech credit: market structure, business models and financial stability implications

22 May 2017 (UPDATED: 13 Mar 2026) International 1 min read

This working paper considers the potential benefits and risks in relation to financial stability should fintech credit grow to account for a significant share of overall credit. The report also looks at the financial regulatory architecture; rationale for the regulation of fintech credit markets; regulation of fintech credit within existing frameworks and examples of regulation dedicated to fintech credit.



Last updated · 13 Mar 2026
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