ECB: European financial integration and stability report

This report was presented at a joint EC/ECB conference in April 2012. It presents an account of the main market trends and developments in 2011 that had a direct impact on financial stability and integration; sets out the major policy steps taken in 2011 to redress the crisis situation and provide the foundations for more stable and sustained growth; provides an overview of broad trends in the evolution of the structure of the EU banking sector; gives an assessment of the impact of the crisis and regulation on the insurance sector; and considers how household sector financial wealth and household borrowing evolved in the crisis.