Regulatory

The daily challenges you face in doing business in a highly regulated, cost-pressured environment mean you need advisers who have an unparalleled understanding of the regulators’ expectations and are commercial, practical and industry savvy.

CMS Luxembourg has a market leading practice in financial services, with a blue-chip client list from the biggest high street banks to many start-ups and new entrants. Our team advises banks, investment firms, professionals of the financial sector, payment service providers, and electronic money institutions on the full spectrum of financial regulations and compliance matters.

Through our strong ties with industry organisations, such as the Luxembourg Banker’s Association and the Luxembourg Investment Funds Association,  we are at the forefront of conversations on the most pressing topics affecting the international and local financial sector.

Service Portfolio

• Licensing
• Contractual documentation, policies and procedures
• Compliance with obligations and requirements for regulated entities (professional secrecy, internal governance, banking, civil and commercial law, etc.)
• Acquisition of regulated entities, increase/decrease of shareholdings
• Anti-money laundering and counter-terrorism financing (“AML-CFT”) obligations
• Markets in financial instruments
• Payment services
• Consumer/mortgage credit
• Digital assets and Virtual Assets Service Providers
• Ad hoc and continuous trainings
• In-court and out-of-court dispute resolution with customers