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Portrait of Pieter van Welzen

Pieter van Welzen

Senior Consultant
Financial Markets (Africa)

CMS RM Partners
82 Maude Street
3rd Floor
Sandton
2196
Johannesburg
South Africa
Languages Dutch, English, German, Portuguese, French, Norwegian
Banking & Finance

Pieter is a Dutch (advocaat) and English (solicitor) qualified lawyer with more than 30 years of experience. He focuses on financing transactions, in particular export-credit, structured and asset-backed finance, debt capital markets transactions as well as derivatives and financial markets regulation.

Pieter’s clients include financial institutions, institutional and private equity investors, corporates and public authorities. He has been working on numerous matters involving Sub-Saharan Africa with a particular focus on Portuguese-speaking African countries. Pieter is based in Johannesburg and spends a considerable amount of time in other countries in the region advising important stakeholders such as governmental agencies.

Pieter regularly works on transactions that combine or replace more traditional forms of financing with asset-based or asset-backed solutions. The types of assets include residential and commercial mortgage loans, agricultural loans, car loans and leases, aircraft, rolling stock, trade receivables, inventory, commodities, residential and commercial real estate as well as equipment and machinery. He also advises on the ever-changing financial regulatory landscape and the impact on his clients’ operations. The transactions he works on often have a bespoke character, requiring creative and sound multi-disciplinary legal solutions, which are facilitated by his knowledge of common law and civil law. 

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Very capable, both technically and in terms of the ability to understand non-legal aspects.

Legal 500 | Asset Finance & Structured Finance, 2020

Pieter van Welzen is best in class for structured finance. He is also directly client facing which is much more effective.

Legal 500 | Asset Finance & Structured Finance, 2020

Pieter is a trusted advisor who is accessible, personally deals with the work, has a good appreciation of the non-legal aspects, delivers high quality advice and is creative

Legal 500 | Asset Finance & Structured Finance, 2020

Pieter van Welzen holds the overview of the transactions and can draw on a massive deal-experience

Legal 500 | Asset Finance & Structured Finance, 2020

very good feel for the commercial aspects of transactions," adding that he is "very responsive and very pleasant.

Chambers | Band 1, Capital Markets: Securitisation - Netherlands, 2020 tions, South Africa, 2020

One client describes him as a "super all-rounder and one of the brightest people I know." Others value his "broader view and ability to think outside the box"

Chambers | Europe, 2019, Capital Markets: Securitisation – Netherlands

Pieter van Welzen has expertise advising clients on sophisticated foreign investments and finance matters. His practice also includes capital markets mandates.

Chambers | Global 2020, General Business Law: International Firms - Angola

Pieter van Welzen is praised for his ‘extensive knowledge and experience’

Legal500 | Asset Finance & Structured Finance, The Netherlands, 2020

Pieter van Welzen is noted for his ‘good knowledge of the Angolan legal market’

Legal 500 |Angola Foreign Firms, 2020

Relevant experience

  • Coöperatieve Rabobank U.A. - on its EUR 25 billion covered bonds programme.
  • ING Bank N.V. - on the establishment of an AI-driven platform with Tradeteq that makes ING’s trade finance portfolio accessible for institutional investors.
  • A Europe based SME loan platform - on its funding arrangements with financial institutions.
  • Coöperatieve Rabobank U.A. - on numerous on-balance and conduit cross-border trade receivables funding transactions.
  • NOTS - on the development and financing of USD 70 million solar lamp project in Rwanda.
  • Various international banks - on ECA backed financing for various infrastructure projects in Angola.
  • Various international financial institutions - on loan repackaging transactions involving borrowers based in various African countries.
  • Financial institutions - on the development of regulatory risk mitigation instruments and strategies
  • Europe-based financial institutions - on capital and liquidity relief transactions through synthetic securitisations and loan portfolio sales (including the related regulatory aspects).
  • An international financial institution - on the establishment of a bank in Angola.
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Memberships & Roles

  • 1991 - Admitted as a solicitor in England & Wales 
  • 1990 - Admitted as an advocaat in Netherlands
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Education

  • 1999 - Admitted as a solicitor in England & Wales 
  • 1990 - Admitted as an advocaat in Netherlands
  • 1990 - M. Litt., Magdalene College, Cambridge 
  • 1986 - LL.M., Erasmus University Rotterdam 
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Fintech

Pieter is a Dutch (advocaat) and English (solicitor) qualified lawyer with more than 30 years of experience. He focuses on banking and financing transactions in a broad sense, with a particular focus on FinTech. Pieter’s clients include financial institutions, institutional and private equity investors, corporates and public authorities. 

He has been working on numerous matters involving Sub-Saharan Africa with a particular focus on Portuguese-speaking African countries. Pieter is based in Johannesburg and spends a considerable amount of time in other countries in the region advising important stakeholders such as governmental agencies.

Pieter regularly works for a variety of players in the FinTech space, including the FinTech companies themselves, but also their clients, funders, shareholders and services providers. His activities include advising on regulatory questions, shareholder and governance structures, funding arrangements, customer contracts and terms of business and contracts with services providers. He also advises on the ever-changing financial regulatory landscape and the impact on his clients’ operations. The transactions he works on often have a bespoke character, requiring creative and sound multi-disciplinary legal solutions, which are facilitated by his knowledge of common law and civil law as well as his ability to advise and transact in French, Portuguese, German and Dutch, in addition to English. 

Pieter has been recognised by leading legal publications, Chamber’s & Partners and Legal 500 for his technical skill, client service and contribution to the legal industry. 

One client praises his "very good feel for the commercial aspects of transactions," adding that he is "very responsive and very pleasant." Chambers Europe 2020 Capital Markets: Securitisation - Netherlands. 

Sources say he is a "super all-rounder and one of the brightest people I know." Others value his "broader view and ability to think outside the box" Chambers Europe 2019 Capital Markets: Securitisation – Netherlands.

Clients also note his ‘good knowledge of the Angolan legal market’ Legal500 2020 Angola Foreign Firms.

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One client praises his "very good feel for the commercial aspects of transactions," adding that he is "very responsive and very pleasant."

Chambers | Europe, Capital Markets, Securitisation, 2020

One client describes him as a "super all-rounder and one of the brightest people I know." Others value his "broader view and ability to think outside the box"

Chambers | Europe, 2019, Capital Markets: Securitisation – Netherlands

Pieter van Welzen has expertise advising clients on sophisticated foreign investments and finance matters. His practice also includes capital markets mandates.

Chambers | Global 2020, General Business Law: International Firms - Angola

Pieter van Welzen is praised for his ‘extensive knowledge and experience’

Legal500 | Asset Finance & Structured Finance, The Netherlands, 2020

Pieter van Welzen is noted for his ‘good knowledge of the Angolan legal market’

Legal 500 |Angola Foreign Firms, 2020

Relevant experience

  • A Netherlands based payment services company on the broadening of its services offering and its expansion abroad, including regulatory advice and preparation of client facing documentation.  
  • European based proprietary trading firms on their capital structure.
  • ING Bank N.V. on the establishment of an AI-driven platform with Tradeteq that makes ING’s trade finance portfolio accessible for institutional investors.
  • A Europe based SME loan platform on its corporate structure, licensing arrangements and funding arrangements with financial institutions.
  • A Netherlands based consumer loan platform on its funding arrangements with financial institutions.
  • A Rwanda based company on a FinTech based funding structure for a solar lamp project in Rwanda.
  • Various regionally and globally international financial institutions on loan repackaging transactions involving borrowers based in various African countries.
  • Europe based financial institutions on the development of regulatory risk mitigation instruments and strategies.
  • Europe-based financial institutions on capital and liquidity relief transactions
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Memberships & Roles

  • 1991 - Admitted as a solicitor in England & Wales 
  • 1990 - Admitted as an advocaat in Netherlands 
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Education

  • 1990 - Magdalene College, Cambridge (M. Litt.) 
  • 1987 - Graduate Institute for International Studies Geneva (international relations)
  • 1986 - Erasmus University Rotterdam (LL.M.) 
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08/06/2020
LIBOR Trans­ition
LIBOR is go­ing to dis­ap­pear.As for the USD LIBOR rate, it is ex­pec­ted that as per the end of 2021, it will cease to be avail­able.  Giv­en the im­port­ant role of LIBOR in fin­an­cial trans­ac­tions glob­ally...
14/03/2022
Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence
In­tro­duc­tion On 23 Feb­ru­ary 2022, the European Com­mis­sion ("EC") ad­op­ted a pro­pos­al for a Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence (the "Dir­ect­ive"). The EC be­lieves that com­pan­ies play a...
12/06/2020
Fin­an­cing a Sus­tain­able Eco­nomy
The Na­tion­al Treas­ury pub­lished on 15 May 2020 a draft tech­nic­al pa­per: “Fin­an­cing a Sus­tain­able Eco­nomy” for pub­lic com­ment.The draft pa­per aims to en­able stake­hold­ers to bet­ter un­der­stand the ex­tent...

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23/03/2022
European Uni­on: Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence
In­tro­duc­tion On 23 Feb­ru­ary 2022, the European Com­mis­sion ("EC") ad­op­ted a pro­pos­al for a Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence (the "Dir­ect­ive"). The EC be­lieves that com­pan­ies play a key...
14/03/2022
Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence
In­tro­duc­tion On 23 Feb­ru­ary 2022, the European Com­mis­sion ("EC") ad­op­ted a pro­pos­al for a Dir­ect­ive on cor­por­ate sus­tain­ab­il­ity due di­li­gence (the "Dir­ect­ive"). The EC be­lieves that com­pan­ies play a...
10/01/2022
Fin­an­cing sus­tain­able de­vel­op­ment: an Afric­an per­spect­ive
In­tro­duc­tion Sus­tain­able fin­ance is a hot top­ic for in­vestors, banks and cor­por­ates around the world. It is an um­brella term for vari­ous fin­an­cial in­stru­ments, in­clud­ing green bonds and loans, so­cial...
05/01/2022
Sec­ond­ary list­ing on the Jo­han­nes­burg Stock Ex­change
In­tro­duc­tion The Jo­han­nes­burg Stock Ex­change (JSE) is one of the top 20 ex­changes by mar­ket cap­it­al­isa­tion glob­ally and Africa's largest stock ex­change. It is an ex­change with a strong track re­cord and...
03/01/2022
In­vest­ment and busi­ness op­por­tun­it­ies in Rwanda
By Jean Pierre Tuy­ishime of FixLex Law Cham­bers and Pieter van Welzen of CMS South Africa In­tro­duc­tion Rwanda con­tin­ues to be an at­tract­ive loc­a­tion for for­eign in­vest­ment. It is one of the world's fast­est...
28/12/2021
Africa: im­pact of EU ESG dis­clos­ure re­quire­ments
In­tro­duc­tion The European Uni­on (EU) has de­veloped a com­pre­hens­ive policy agenda on sus­tain­able fin­ance. In the EU­'s policy con­text, sus­tain­able fin­ance is un­der­stood as fin­ance to sup­port eco­nom­ic growth...
18/10/2021
Pro­posed EU as­sign­ment law reg­u­la­tion and its im­pact on re­ceiv­ables fin­an­cing...
In­tro­duc­tion  Us­ing re­ceiv­ables, such as claims res­ult­ing from the sup­ply of goods and ser­vices, as a source of fund­ing is a pop­u­lar way of work­ing cap­it­al fin­an­cing. Re­ceiv­ables can be sold as part...
12/10/2021
Jo­han­nes­burg Stock Ex­change:
In­tro­duc­tion The South Afric­an Fin­an­cial Sec­tor Con­duct Au­thor­ity pub­lished on 23 Septem­ber 2021 for pub­lic com­ment a pro­posed amend­ment by the Jo­han­nes­burg Stock Ex­change (JSE) of its list­ing rules...
22/09/2021
USD LIBOR Re­form
AR­RC re­com­mend­a­tion It is ex­pec­ted that as from 30 June 2023, the ICE Bench­mark Ad­min­is­tra­tion (IBA), re­spons­ible for over­see­ing LIBOR, will cease to pub­lish USD LIBOR rates. Mar­ket parties will there­fore...
12/08/2021
CMS Glob­al Fintech Up­date - Au­gust 2021
Be­low you will find top­ics of Au­gust 2021 news­let­ter:Fintech in Bel­gi­umFintech in Ro­mani­aFintech in Spain­Fintech in South Afri­caFintech in Switzer­land­Fintech in UkraineFintech in United King­dom 
05/07/2021
Fin­an­cing sus­tain­able de­vel­op­ment: an Afric­an per­spect­ive
In­tro­duc­tion Sus­tain­able fin­ance is a hot top­ic for in­vestors, banks and cor­por­ates around the world. It is an um­brella term for vari­ous fin­an­cial in­stru­ments, in­clud­ing green bonds and loans, so­cial...
19/05/2021
Sec­ond­ary list­ing on the Jo­han­nes­burg Stock Ex­change
Sec­ond­ary list­ing on the Jo­han­nes­burg Stock Ex­changeIn­tro­duc­tionThe Jo­han­nes­burg Stock Ex­change (JSE) is one of the top 20 ex­changes by mar­ket cap­it­al­isa­tion glob­ally and Africa's largest stock ex­change...