Offices – South Africa
Explore all Offices
Global Reach
Global Reach

Apart from offering expert legal consultancy for local jurisdictions, CMS partners up with you to effectively navigate the complexities of global business and legal environments.

Explore our reach
Insights – South Africa
Explore all insights
Expertise
Insights
Insights

CMS lawyers can provide future-facing advice for your business across a variety of specialisms and industries, worldwide.

Explore topics
Offices
Global Reach
Global Reach

Apart from offering expert legal consultancy for local jurisdictions, CMS partners up with you to effectively navigate the complexities of global business and legal environments.

Explore our reach
CMS South Africa
Insights
Trending Topics
About CMS

Select your region

Banking & Finance

The global banking and finance industry is faced with increasing financial and regulatory pressures with new and more complex rules that you need to anticipate and take advantage of. 

For your cross-border business, you also face potentially conflicting market practices and rules, which present new opportunities. 

Whether you are a financial institution, corporate, asset manager, mutual fund or public entity, your business is only as good as the products and services you sell. That’s why we organise our teams along the business lines of your sector, giving us deep insight into the commercial and legal issues you face. 

From general corporate lending to acquisition and leveraged finance, capital markets, derivatives and securitisations to real estate finance and corporate recovery, we can help you achieve the best business outcome, both locally and across jurisdictions.

In South Africa, an environment where transactional work is becoming more challenging, lawyers' roles have needed to adapt to new circumstances:  

  • deals are fewer and farther between
  • the ability to meet transactional timelines has become more difficult as counterparties' risk appetite is changing
  • the ability to implement transactions in line with tighter cost budgets

What we offer 

Our team is known for its versatility and agility - offering wide-ranging experience that progress transactions rather than impeding them. We are the perfect choice for legal advice on projects of any size and complexity.

Our clients range from banks and other financial institutions, financial services providers, private equity investors and arrangers, from Small to Medium Enterprises to international corporations in South Africa and across Africa. 

We advise on the full range of banking law and finance:

  • acquisition finance 
  • aircraft finance 
  • asset finance 
  • asset management 
  • capital markets and derivatives 
  • collective investment schemes 
  • commodity trade finance 
  • compliance 
  • debt structuring 
  • debt restructuring, business rescue and insolvency 
  • financial markets law and legislation including banking regulation 
  • funds 
  • general banking and investment structures 
  • Islamic finance 
  • lending and syndicated lending 
  • leveraged finance 
  • mining and resource finance 
  • preference share finance 
  • project finance 
  • public-private partnerships 
  • structuring and financing of BEE transactions 
  • trade finance

Our specialist practice areas

Awards & Recognitions
01
  • Quote
    The team is experienced, efficient, well priced and professional
    Legal 500 | Banking & Finance, South Africa, 2020
  • Quote
    It is one of the shining firms that understands banking and finance law from a structuring, distressed scenario and insolvency law perspective.
    Legal 500 | Banking & Finance, South Africa, 2020
  • Quote
    As my lender counsel they carried themselves as an essential cog in the commercial discussions, which is over and above their true scope
    Legal 500 | Banking & Finance, South Africa, 2020
  • Quote
    The team is highly commercial and understands the conundrums faced by clients and in-house counsel in getting debt transactions over the line, in particular in the current economic climate
    Legal 500, Banking & Finance, South Africa, 2021
  • Quote
    I would say that compared to other firms in the market they are more entrepreneurial and business focused
    Legal 500, Banking & Finance, South Africa, 2021
  • Quote
    Very responsive & proactive… one of the few teams that is able to excel & use different aspects of the law to make a solution work
    Chambers, Banking & Finance, South Africa, 2021
  • Quote
    CMS RM has developed a notable profile and market share in South Africa's banking space. The firm represents a range of borrowers and lenders, including major South African banks and international development finance institutions. The group possesses expertise covering private placements and preference shares, project financing, debt restructuring and green bonds, among other matters. It has additional capabilities on which the South African practice can draw spread across its network of global offices.
    Chambers & Partners, Banking & Finance, South Africa, 2022
  • Quote
    Ability to reason commercially without compromising the legal risk and their general convivial approach to negotiations
    Chambers & Partners, Banking & Finance, South Africa, 2022
  • Quote
    Ability to be proactive and nimble because of the boutique nature of their firm
    Chambers & Partners, Banking & Finance, South Africa, 2022
  • Quote
    Their major strengths are their technical expertise
    Chambers & Partners, Banking & Finance, South Africa, 2022
  • Quote
    Good personal attention given to clients
    Legal 500, 2022
  • Quote
    CMS has developed a notable profile and market share in South Africa's banking space. The firm represents a range of borrowers and lenders, including major South African banks and international development finance institutions. The group possesses expertise covering private placements and preference shares, project financing and debt restructuring, among other matters. It has additional capabilities on which the South African practice can draw, from across its network of global offices.
    Chambers & Partners, Banking & Finance, South Africa, 2023
  • Quote
    Strengths include "handled complex matters with speedy turnaround, and with a good balance between the legal versus the pragmatic".
    Chambers & Partners, Banking & Finance, South Africa, 2023
  • Quote
    Strengths include "were able to conclude the requisite transactions in record time, largely due to the very strong service levels of CMS".
    Chambers & Partners, Banking & Finance, South Africa, 2023
  • Quote
    They are very knowledgeable, efficient and professional. They specialise in corporate, commercial and banking law and have an excellent track record.
    Chambers & Partners, South Africa, 2024
  • Quote
    The firm handled complex matters with speedy turnaround, and with a good balance between the legal versus the pragmatic.
    Chambers & Partners, South Africa, 2024
  • Quote
    We were able to conclude the requisite transactions in record time, largely due to the very strong service levels of CMS.
    Chambers & Partners, South Africa, 2024
  • Quote
    The team is very reactive and responsive.
    Chambers & Partners, South Africa, 2025
  • Quote
    The team at CMS is very commercially savvy.
    Chambers & Partners, South Africa, 2025
  • Quote
    The team's dedication to excellence and client satisfaction is evident in every interaction, as they consistently deliver top-notch service tailored to meet the unique needs of each client.
    Chambers & Partners, South Africa, 2025

Events

  • Scenic of panorama view of sunrise skyline and cityscape with light tail on road into metropolis, Bangkok, Thailand
    South Africa
    24 Apr 2025

    Cross-Border Financial Services 2025 webinar series

Local market knowledge. Global outlook

We provide future-facing legal advice to help your organisation thrive. Combining local market knowledge and a global perspective, and with lawyers in locations worldwide, your organisation benefits from the expertise it needs, even across borders.

About CMS
People across CMS Find a Lawyer
6,300+ Lawyers
1,300+ Partners
Locations across CMS Find an office
45+ Countries
80+ Offices
21 Member firms