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Banking & Finance | South Africa

Banking & Finance

South Africa

The global banking and finance industry is faced with increasing financial and regulatory pressures with new and more complex rules that you need to anticipate and take advantage of. 

For your cross-border business, you also face potentially conflicting market practices and rules, which present new opportunities. 

Whether you are a financial institution, corporate, asset manager, mutual fund or public entity, your business is only as good as the products and services you sell. That’s why we organise our teams along the business lines of your sector, giving us deep insight into the commercial and legal issues you face. 

From general corporate lending to acquisition and leveraged finance, capital markets, derivatives and securitisations to real estate finance and corporate recovery, we can help you achieve the best business outcome, both locally and across jurisdictions.

In South Africa, an environment where transactional work is becoming more challenging, lawyers' roles have needed to adapt to new circumstances:  

  • deals are fewer and farther between
  • the ability to meet transactional timelines has become more difficult as counterparties' risk appetite is changing
  • the ability to implement transactions in line with tighter cost budgets

What we offer 

Our team is known for its versatility and agility - offering wide-ranging experience that progress transactions rather than impeding them. We are the perfect choice for legal advice on projects of any size and complexity.

Our clients range from banks and other financial institutions, financial services providers, private equity investors and arrangers, from Small to Medium Enterprises to international corporations in South Africa and across Africa. 

We advise on the full range of banking law and finance:

  • acquisition finance 
  • aircraft finance 
  • asset finance 
  • asset management 
  • capital markets and derivatives 
  • collective investment schemes 
  • commodity trade finance 
  • compliance 
  • debt structuring 
  • debt restructuring, business rescue and insolvency 
  • financial markets law and legislation including banking regulation 
  • funds 
  • general banking and investment structures 
  • Islamic finance 
  • lending and syndicated lending 
  • leveraged finance 
  • mining and resource finance 
  • preference share finance 
  • project finance 
  • public-private partnerships 
  • structuring and financing of BEE transactions 
  • trade finance
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The team is experienced, efficient, well priced and professional

Legal 500 | Banking & Finance, South Africa, 2020

It is one of the shining firms that understands banking and finance law from a structuring, distressed scenario and insolvency law perspective.

Legal 500 | Banking & Finance, South Africa, 2020

As my lender counsel they carried themselves as an essential cog in the commercial discussions, which is over and above their true scope

Legal 500 | Banking & Finance, South Africa, 2020
7 October 2019
CMS ex­pands in Africa
Frank­furt, 7 Oc­to­ber 2019. CMS an­nounces that RM Part­ners and Daly & In­am­dar Ad­voc­ates, based in South Africa and Kenya re­spect­ively, have today joined the lead­ing glob­al law firm. Go­ing for­ward, they...
June 2019
CMS Bank­ing & Fin­ance Glob­al Bro­chure
Fin­an­cial and bank­ing le­gis­la­tion does not stand still. So neither do we.At CMS we em­ploy over 500 bank­ing & fin­ance law­yers to an­ti­cip­ate, in­ter­pret and ad­vise on the loc­al, cross-bor­der and in­ter­na­tion­al...


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03 May 2021
By Jean Pierre Tuy­ishime of FixLex Law Cham­bers and Pieter van Welzen of CMS South Africa In­tro­duc­tion Rwanda con­tin­ues to be an at­tract­ive loc­a­tion for for­eign in­vest­ment. It is one of the world's fast­est...
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CMS South Africa has been ap­poin­ted onto a 5 year pan­el for the In­dus­tri­al...
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Why SA banks should pay at­ten­tion to what’s hap­pen­ing in Lon­don
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Fin­an­cing a Sus­tain­able Eco­nomy
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