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Dr. Tobias Bauerfeind, LL.M. (Oxford Brookes University)

Rechtsanwalt

Languages
  • German
  • English
  • French
Social media

Tobias Bauerfeind advises primarily banks and investment firms, as well as financial and payment service providers, on the regulatory requirements for business models, products and their ongoing operation. Another key area of his advisory work covers regulatory aspects relating to management and supervisory bodies. He specialises in European and German banking and financial regulation, as well as the regulation of investment and payment services.

He assists clients with a wide range of matters, ranging from assessing licensing requirements and the regulatory framework for business models, through ongoing regulatory compliance, to restructuring and resolution.

Tobias Bauerfeind has been practising law since early 2019. In 2022, he completed a secondment at the US investment bank Jefferies in London. In late 2026, he joined CMS as a partner.

Awards & Recognitions
01 –
  • Quote
    Ones to watch for Banking and Finance Law, Corporate Governance and Compliance, Capital Markets Law, Regulation
    WirtschaftsWoche Top-Kanzleien 2026; In cooperation with: Handelsblatt Research Institute

Publications

  • Towards a coherent framework for payment services regulation – Defining money remittance under PSD2 (co-authored with Cornelius Hille), BKR 2026, 840 – 844
  • The EU is becoming a “closed shop” for banking services, EuZW 2026, 273 – 274
  • Section 4 (1a) FinDAG as disruptive factor in law and the crucial question of BaFin’s competences in collective consumer protection (co-authored with Cornelius Hille), WM 2025, 1312 – 1319
  • The future of AML regulation (co-authored with Cornelius Hille), GWR 2024, 33 – 36
  • A glance at the Financial Market Digitisation Act (co-authored with Cornelius Hille), ZRP 2024, 9 – 10
  • Regulatory regime under MiCAR from an institutional and product perspective – conflict or unity? (co-authored with Cornelius Hille and Detmar Loff), RdF 2023, 84 – 91
  • “Edinburgh Reforms” – a view from inside and outside the UK financial market reforms (co-authored with Sophie Skeet), GWR 2023, 51 – 55
  • The output floor in EC’s banking package: An impact analysis from an economic and regulatory perspective (co-authored with Rainer Baule and Christian Tallau), Journal of Banking Law and Banking (4) 2022, 215 – 228
  • “One Year Brexit” – Update on the implications for financial regulation, GWR 2022, 167 – 170
  • The unregulated branch in financial regulation (co-authored with Detmar Loff), EuZW 2021, 372 – 377
  • The legal nature of the shareholder resolution (co-authored with Armin Müller), GmbHR 2020, 1215 – 1222
  • Financial regulation in legal practice, JuS 2020, 1100 – 1107
  • Introduction to the rationale and functioning of the resolution provisions for banks (co-authored with Klaus Lackhoff und Emilie Yoo), WM 2019, 1677 – 1688
  • A summary of money remittance – payment services regulation in legal practice, WM 2018, 456 – 461
  • Foundations and lending – a regulatory analysis, GWR 2017, 311 – 313
  • Financial regulation and corporate law restrictions on management board remuneration in financial institutions, GWR 2016, 89 – 92
  • The prudential withdrawal of external ratings in European financial regulation, WM 2015, 1743 – 1748
  • Introduction to the supervision of investment firms (part F./chapter 6.), in: Auerbach, Banking and investment supervision, 2. ed., C.H.BECK, Munich, 2023
  • The Relationship between British and European Financial Supervision Law – On the Question of Future Post-Brexit Equivalence, 1. ed., Wissenschaftlicher Verlag Berlin (wvb), 2021
  • The regulation of credit rating agencies subject to the prudential withdrawal of external ratings in European banking supervision, 1. ed., Verlag Dr. Kovač, Hamburg, 2019

Memberships & Roles

  • Working group on banking and capital markets law within the German Bar Association (DAV)
  • Banking Law Association – Academic Society for Banking Law (Bankrechtliche Vereinigung)

Education

  • 2019 - 2020: Master of Laws (LL.M.) at the Oxford Brookes University, School of Law, Oxford, UK
  • 2016 - 2018: Legal traineeship in Frankfurt am Main
  • 2015: Visiting scholar at the University of California, Berkeley School of Law, US
  • 2014 - 2019: Doctorate in banking regulation at the Johannes Gutenberg University Mainz (JGU)
  • 2010 - 2014: Studied law at the Johannes Gutenberg University Mainz (JGU)

Insights by Tobias

Frankfurt AML Talks

Frankfurt AML Talks

05 Nov 2026
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