FCA: CP26/18: Mortgage Rule Review – supporting first-time buyers and underserved consumers
FCA is proposing changes in the following areas: interest-only and part-and-part mortgages; retirement interest-only mortgages; variable and irregular income; foreign currency loans; credit impaired; bridging loans. Responses are required by 28 July 2026.
Last updated · 09 Jun 2026
Regulatory News - Financial Services & Regulation
See all Regulatory News - Financial Services & RegulationDWP/FCA/The Pensions Regulator: Guided retirement – policy consultation/DWP: The Pension Schemes (Retirement Collective Money Purchase Schemes) (Amendment) Regulations 2027
The joint discussion paper seeks views on proposals for a guided retirement framework in both contract and trust-based workplace pension schemes. FCA intends to consult on draft rules and guidance in H2 2027 and DWP plans to consult on draft regulations for trust-based schemes. Responses are required by 22 December 2026. DWP is also consulting on draft Regulations, with responses required by 15 December 2026.
PRA/FCA: DP2/26: Credit unions – supporting sustainable growth and resilience
The DP considers whether the current prudential framework for the credit union sector remains appropriate and whether the current regulatory requirements remain proportionate for the smallest and simplest credit unions, and whether the framework continues to reflect appropriately the risks presented by larger or more complex firms. Responses are required by 5 March 2027.
FCA: PS26/21: Streamlining the UK EMIR Intragroup Regime
The PS contains FCA’s final Binding Technical Standards and confirms the revocation of certain EMIR Q&As on the Intragroup Regime, implementing HMT’s reform alongside additional changes intended to further reduce burdens on counterparties. The regime will be implemented on 1 January 2027.
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PRA: CP15/26: Northern Ireland Credit Unions – implementing legislative changes
This CP sets out PRA’s proposed changes to its rules and supervisory expectations in response to planned legislative reforms for Northern Ireland Credit Unions being taken forward by the Department for the Economy. Responses are required by 12 January 2027.
FCA: Board minutes
FCA has published the minutes of its Board meeting of 24 September 2026. Topics include: reports from the Chair and CEO, and the Mills Review and wider AI recommendations.
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