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BoE: Financial Stability in Focus: AI in the financial system

09 Apr 2025 (UPDATED: 13 Mar 2026) United Kingdom 1 min read

The Financial Stability in Focus sets out FPC’s view on AI and is published alongside the Record and Summary of FPC meetings in April 2025.  FPC is considering the potential macroprudential implications of more widespread, and changing, use of AI in the financial system.  Specifically, FPC is focusing on: the greater use of AI in banks’ and insurers’ core financial decision-making; the greater use of AI in financial markets; operational risks in relation to AI service providers, and the changing external cyber threat environment.


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