FCA: Handbook Notice 133
FCA has published details of Instruments passed at its Board meeting on 2 October 2025 (and an additional Instrument passed on 31 July 2025). These are: Payments and Electronic Money (Safeguarding) Instrument 2025/38; Insurance: Conduct of Business Sourcebook (Access to Travel Insurance) (Amendment) Instrument 2025/45; Supervision Manual (Amendment) Instrument 2025/44; Consumer Credit (Regulatory Reporting) (Amendment) (No 3) Instrument 2025/43; Collective Investment Schemes Sourcebook (Reports and Accounts) Amendment Instrument 2025/46; Handbook Administration (No 75) Instrument 2025/48. FCA has highlighted rule changes relating to the travel signposting rules on its relevant webpage (second link below).
Last updated · 13 Mar 2026
Regulatory News - Banking & Finance
See allPRA: PS10/26: Amendments to Resolution Assessment threshold and Recovery Plans review frequency
Further to CP14/25, this PS provides feedback and final policy. The policy in this PS will take effect on 1 April 2026.
FCA: UK MiFID transparency calculations
FCA has updated its webpage with the latest results of the annual transparency calculations for equity and equity-like instruments for the UK.
FCA: Regulatory priorities – mortgages
FCA’s first annual regulatory priorities report for the mortgages sector sets out its priorities for the coming year: improving consumer outcomes under the Mortgage Rule Review; encouraging responsible lending and supporting mortgage borrowers in financial difficulty, and ensuring the quality of advice. The report also notes other areas of focus. FCA has included an indicative timeline for specific workstreams, including details of the Mortgage Rule Review.
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FCA: Second charge mortgages – improving outcomes for consumers
This FCA review has found that weaknesses in some firms’ practices could put borrowers, particularly those consolidating debt, at increased risk of financial harm. Although it found examples of good practice across the sector, the review raised a number of concerns, including: affordability assessments that appeared to overlook key living expenses; advice that steered customers towards debt consolidation when it was not clear if it was appropriate; inadequate record keeping, and unclear fees.
FCA: Regulatory priorities – retail banking
FCA’s first annual regulatory priorities report for the retail banking sector sets out its priorities for the coming year: access to cash and essential banking services; good outcomes from products and services ; fighting fraud and other financial crime; operational resilience and data security. The report also notes other areas of focus. FCA has included an indicative timeline for specific workstreams.
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