PRA: Speech by Gareth Truran: Innovation and resilience in the BPA sector
Text of Gareth Truran’s speech of 29 April 2026 follows in which he discusses PRA’s consultation on funded reinsurance, and outlines expectations for firms and the market to support resilience, transparency and policyholder protection.
Last updated · 29 Apr 2026
Regulatory News - Financial Services & Regulation
See allFCA: Why stronger Buy Now Pay Later protections are the right step for consumers
This blog by Alison Walters provides an overview of the forthcoming regulation of BNPL.
FCA: Speech by Alison Walters: Shaping the future of the credit market – the road ahead
Text of Alison Walters’ speech of 25 June 2026 follows. Topics include: the Consumer Duty rule review, innovation in the consumer credit sector and the forthcoming regulation of BNPL.
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PRA: Speech by David Chaplin: A sea change in regulatory investigations and enforcement
PRA has now published David Chaplin’s speech of 24 June 2026 in which he discusses how behaviour in regulatory investigations is evolving. He notes that “we are now seeing earlier without prejudice engagement, investigation subjects volunteering structured factual accounts, and admissions being made months, and in some cases years, earlier than would previously have been typical”.
BoE: RPIB consultation on the design of the future retail payments infrastructure
This consultation approaches the overarching question of what the future core infrastructure must achieve from the perspective of future payment journeys, design principles and the role of the core infrastructure within the wider UK payments ecosystem. Responses are required by 11 September 2026.
PRA: Annual Report 2025/26
PRA has published its Annual Report for the year ended 28 February 2026. It sets out details of the regulator’s work during the period. It has published accompanying reports, including the Enforcement Decision Making Committee Report – see separate news item for the other reports.