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Uta Sophie Richter
Principal Counsel

Dr. Uta Sophie Richter, LL.M. (University of Sydney)

Rechtsanwältin | Fachanwältin für Bank- und Kapitalmarktrecht (Certified lawyer for banking and capital markets law)

Languages
  • German
  • English

Uta Richter is an expert in banking litigation and consumer financing. She advises on leasing, credit and sales financing (wholesale/retail) and on digitalisation projects. Her practice includes advising on the implementation of the EU Consumer Credit Directive 2023/2225 and other consumer protection directives, drafting real estate financing, loan and leasing agreements for consumers and entrepreneurs as well as other contracts in all forms. Uta also provides legal advice on the development of new banking products focusing on sales financing and the securitisation of receivables from leasing and lending transactions (ABS transactions). Moreover, she assists with civil and business law matters, prospectus liability, marketing campaigns in traditional media and on the internet. She also represents the interests of banks vis-à-vis dealer associations and institutions.

Uta joined CMS as a qualified lawyer in 1998. She is a lecturer at Frankfurt School of Finance & Management and HERA Fortbildungs GmbH der Hessischen Rechtsanwaltschaft (Frankfurter Bank- und Kapitalmarktrechtstage).

Lectures list

  • Referentin der HERA Fortbildungs GmbH der Hessischen Rechtsanwaltschaft

Education

  • Doctorate in Law on a subject of public finance at the Johann Wolfgang Goethe-University Frankfurt am Main
  • LL.M. at the University of Sydney
  • Law studies at the University of Frankfurt and Regensburg

Insights by Uta Sophie

Changes to consumer law for retailers, financiers, and insurers

23 Dec 2025 4 min read

The European Deposit Insurance Scheme (EDIS)

04 Feb 2016 4 min read

Recent problems applying financial services law under the EEA Agreement

07 Jan 2016 5 min read

EU financial services - the legislative and rule-making process

06 Jan 2016 3 min read
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