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Josie is experienced advising funders, owners, investors and operators on all aspects of structured acquisition, investment and development property financings, including senior and mezzanine intercreditor dynamics and sale and leaseback arrangements. Josie advises across multiple real estate financing sectors but has particular specialisms in the hotels and healthcare financing sectors. Josie has been praised by clients as being a “a fantastic ambassador for CMS” who is “a go-to person”.

Josie leads the finance initiative for the Energy & Environment Alliance (EEA). Josie is also recognised as a key lawyer by the Legal 500 for the Hospitality and Leisure Sector.  

Relevant experience

  • Aviva Investors on a £227 million sustainability-linked refinancing to London investor and developer Romulus.
  • A hotel owner on cross-collateralised acquisition, development and investment facilities in respect of 14 hotels across 5 jurisdictions.
  • Q Hotels/Delta management on the refinancing of the Q Hotels portfolio (consisting of 19 hotels) by a syndicate of banks.
  • Lender on financing of two central London destination hotels.
  • HSBC on financings of two cross-collateralised BTR schemes in London. 
  • A large healthcare group in its financing arrangements consisting of syndicated facilities and structured sale and leaseback arrangements.
  • A student accommodation group on restructuring its UK property facilities to enable a large REIT listing.

Education

  • Durham University studying Economics – 2001 – 2004
  • Nottingham Law School for Law conversion and LPC – 2004 – 2006

Insights by Josie

CMS at IHIF EMEA 2026

23 Mar 2026

CMS at IHIF EMEA 2025

29 Mar 2025

CMS advises easyHotel on €145m acquisition and financing of eight Benelux Hotels

24 Oct 2022 2 min read

Road to COP 26: Reimagining Tourism (Video)

04 Aug 2021 1 min read
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