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Portrait ofSimon Garrett

Simon Garrett

Co-Head of Insurance and Reinsurance

CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
United Kingdom

Simon Garrett is a partner in the Insurance Team. He has worked as a lawyer in the London insurance market since 2001. He acts for a variety of insurers, intermediaries and their insureds in defence of claims against them or advising on coverage issues. 

Simon’s practice focuses on claims against financial institutions, commercial D&O claims and complex professional indemnity disputes involving financial services companies and other professionals, particularly solicitors, IFA’s, insurance brokers, accountants and other financial services professionals. Simon also represents clients facing investigations by regulatory bodies e.g. FCA, FRC, Lloyd’s of London. Simon also regularly acts for the aviation insurance market dealing both with coverage issues and defence of insureds.

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The ‘brilliant’ Simon Garrett

Legal 500

Relevant experience

  • Former Finance director of a listed accountancy firm on an FRC investigation
  • Former Directors/Employees of Safeway on a claim to pass on a Competition Act fine
  • Brokers/insurers in a USD 500 million claim for misappropriated gold
  • IFAs/Insurers for various mis-selling claims
  • Solicitors & insurers in respect of various professional negligence claims
  • SIPP operators/insurers for various breach of trust/ maladministration claims
  • Accountants/insurers for various audit & other professional negligence disputes
  • Construction firm/insurers in respect of allegations of blacklisting of construction workers
  • Aviation insurers in respect of recoveries arising out of the Lockerbie tragedy
  • Brussels airport/insurers in respect of the 2006 airport hangar fire
  • Aviation insurers in respect of the Shoreham disaster
  • Various schools facing professional indemnity claims by pupils/parents
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Memberships & Roles

  • Member: City of London Law Society, Insurance law sub-committee
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  • 2000 - BSc, Law with Legal Practice Management, Aston University, Birmingham
  • 2001 – LPC, University West of England, Bristol 
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Professional Indemnity Insurance Seminar 2023
The annual Professional Indemnity Seminar for insurance professionals took place on Wednesday, 7 June 2023. The event provided an update on legal issues of interest to all PI classes, as well as relevant content for specific sectors.
Professional Indemnity Insurance Seminar
The annual Professional Indemnity Seminar for insurance professionals is taking place on Wednesday, 7 June 2023.As usual, the event will provide an update on legal issues of interest to all PI classes...
LDI, the Gilt Crisis and Claims Risk
In this webinar we will be looking at the recent UK Gilt market failure and the resulting LDI crisis, and exploring the potential for litigation to arise out of it.In this session, Keith Webster and Lauren...
Insurance Legislation Zone
The Insurance Act 2015, Consumer Insurance (Disclosure and Representations) Act 2012 and Third Parties (Rights against Insurers) Act 2010 introduced major changes to insurance law in the UK. These include changes to the duty of fair presentation, insurers’ remedies for breach of warranty and fraudulent claims, the time within which insurance claims must be paid and a new regime for third party claims against insurers.Our Insurance Legislation Zone offers an easy to use one-stop resource, outlining the changes and providing analysis of cases decided under the new legislation.
Professional Indemnity Video Series 2022
The professional indemnity market is more active than ever before. This series of bitesize videos, presented by members of our Insurance and Reinsurance Group, is designed to help you understand the recent trends and navigate the risks and pitfalls of professional indemnity insurance from the perspective of the following markets and sec­tors:Con­struc­tion Brokers Sur­vey­ors­SIPP op­er­at­orsSo­li­cit­ors
Class Actions in the UK
We are pleased to invite you to a series of seminars for 2021/22 delivered by the CMS Financial Lines Insurance Team. A key theme observed by our team over recent years is the growing complexity of Financial...
Claims against Asset Managers
We are pleased to invite you to a series of seminars for 2021/22 delivered by the CMS Financial Lines Insurance Team. A key theme observed by our team over recent years is the growing complexity of Financial...
Professional advice and duty of care - scope, purpose and SAAMCO
In Manchester Building Society v Grant Thornton UK LLP [2021] UKSC 20 the Supreme Court delivered one of the most important judgments in the professional negligence sphere since the House of Lords’...
Execution-only SIPP provider not liable to investor
Background The defendant carried on business as an FCA-authorised SIPP provider and administrator. It was authorised to establish, operate and wind up SIPPs but was not authorised to provide advice on...
Execution-only SIPP provider not liable to investor
The High Court has held that an execution-only SIPP provider was not liable to an investor who sustained losses when he transferred an existing pension into a SIPP operated by the provider. The decision...
Upper Tax Tribunal rules against pension fund administrator on in specie...
In its long-awaited decision in the case of HMRC v Sippchoice Limited, the Upper Tax Tribunal has allowed HMRC’s appeal against a first instance ruling in favour of Sippchoice and has found that the...
COVID-19 Insurance Implications
The COVID-19 pandemic has extracted a terrible toll on human life and has caused sig­ni­fic­ant disruption to business and investment worldwide. The true economic impact of the pandemic remains to be determined...