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FCA: PS25/14: Definition of capital for FCA investment firms

15 Oct 2025 (UPDATED: 13 Mar 2026) United Kingdom 1 min read

Further to CP25/10, FCA is removing all cross-references to UK CRR from MIFIDPRU 3 and establishing a standalone framework for regulatory capital tailored specifically to investment firms.  FCA notes that the new rules do not change the overall levels of regulatory capital firms must hold or require firms to alter their capital structures, but clarify what qualifies as own funds, reduce unnecessary complexity, and remove provisions designed for banks that are not relevant to investment firms.  The new rules will come into effect on 1 April 2026.


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