FCA: PS26/1: Regulation of Deferred Payment Credit (unregulated Buy Now Pay Later) – feedback to CP25/23 and final rules
11 Feb 2026
United Kingdom
1 min read
FCA states that it is broadly making the rules and guidance consulted on, but it has made some minor changes to the draft instrument, This is in order to make sure the rules and guidance work as intended and the regulator’s expectations are clear. Any firm without the necessary consumer credit permissions that wishes to continue DPC lending after Regulation Day (15 July 2026) must notify FCA for TPR registration, if eligible. FCA will open the window for notifications for the TPR on 15 May 2026, two months before Regulation Day.
