FCA: Speech by Nikhil Rathi: Re-thinking regulation for the age of AI
Text of Nikhil Rathi’s speech of 24 June 2026 follows. He discusses agentic systems, tokenisation, operational resilience and FCA’s approach to regulation.
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Last updated · 24 Jun 2026
Regulatory News - Financial Services & Regulation
See all Regulatory News - Financial Services & RegulationFCA: CP26/24: Simplifying consumer investment disclosures
FCA is now consulting on changes to align cost disclosure requirements derived from MiFID with the Consumer Composite Investments (CCI) regime. FCA is simplifying and consolidating the disclosure requirements for MiFID, IDD and non-MiFID investments business. Responses are required by 21 August 2026.
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FCA: PS26/14: FCA Regulated fees and levies 2026/27
Further to CP26/11, FCA has published feedback and made rules. It is noted that FCA will publish its response to feedback on cryptoasset application fees and the final rules in the September Handbook Notice.
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HMT: Payments Vision Delivery Committee update: Roles and Responsibilities in the future retail payments ecosystem
The Committee has set out cross‑ HMT and authority thinking to guide engagement with stakeholders in the payment ecosystem on future roles, responsibilities and interactions with regard to the future core infrastructure.
FCA: Review of how well pre-sale investment disclosure documents work for consumers
FCA has also published the results from its review of current pre-sale investment disclosures documents, which will need to be updated as firms embed the CCI rules. The review found that, out of 132 examined for readability, only 6% were written in plain English. It also looked at these and a further 40 documents, from firms that both manufacture and distribute products, to see how easy they were to understand. All the documents were found to be more complex than GCSE level.
FCA: Unit-linked pensions and savings – multi-firm review of Consumer Duty price and value practices
FCA has published its findings on insurance firms’ price and value practices for unit-linked non-workplace pensions and savings, including good practice for firms and the regulator’s expectations. FCA highlights that customers holding legacy pension products, now closed to new savers, could be receiving poorer value than those in newer ones.