Picture of Simon Garrett

Simon Garrett


CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
United Kingdom

Simon Garrett is a partner in the Insurance Team. He has worked as a lawyer in the London insurance market since 2001.  He acts for a variety of insurers, intermediaries and their insureds in defence of claims against them or advising on coverage issues. 

Simon’s practice focuses on claims against financial institutions, commercial D&O claims and complex professional indemnity disputes involving financial services companies and other professionals, particularly solicitors, IFA’s, insurance brokers, accountants and other financial services professionals. Simon also represents clients facing investigations by regulatory bodies e.g. FCA, FRC, Lloyd’s of London. Simon also regularly acts for the aviation insurance market dealing both with coverage issues and defence of insureds.

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The ‘brilliant’ Simon Garrett

Legal 500

Relevant experience

  • Former Finance director of a listed accountancy firm on an FRC investigation
  • Former Directors/Employees of Safeway on a claim to pass on a Competition Act fine
  • Brokers/insurers in a USD 500 million claim for misappropriated gold
  • IFAs/Insurers for various mis-selling claims
  • Solicitors & insurers in respect of various professional negligence claims
  • SIPP operators/insurers for various breach of trust/ maladministration claims
  • Accountants/insurers for various audit & other professional negligence disputes
  • Construction firm/insurers in respect of allegations of blacklisting of construction workers
  • Aviation insurers in respect of recoveries arising out of the Lockerbie tragedy
  • Brussels airport/insurers in respect of the 2006 airport hangar fire
  • Aviation insurers in respect of the Shoreham disaster
  • Various schools facing professional indemnity claims by pupils/parents
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  • 2000 - BSc, Law with Legal Practice Management, Aston University, Birmingham
  • 2001 – LPC, University West of England, Bristol 
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  • Member: City of London Law Society, Insurance law sub-committee
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4 December 2017
Risk Mat­ters: In­sur­ance Sec­tor Up­date (Winter 2017/18)
Fin­an­cial Om­buds­man hikes award lim­it to £350,000
The fin­an­cial reg­u­lat­or, the FCA, has an­nounced that from 1 April 2019, the Fin­an­cial Om­buds­man Ser­vice (FOS) can make awards against reg­u­lated firms of up to £350,000. This comes in­to ef­fect at the same time as the ex­ten­sion of the FOS to small and me­di­um.
11 August 2016
In­sur­ance is­sues: key is­sues for the in­sur­ance mar­ket...
Avi­ation: man­u­fac­turer’s duty to warn of in­ad­equa­cies in parts sup­plied
A re­cent Privy Coun­cil de­cision is a re­mind­er to man­u­fac­tur­ers of avi­ation equip­ment that ser­i­ous thought should go in­to wheth­er modi­fic­a­tions to their equip­ment war­rant warn­ing their air­line cus­tom­ers of such changes.
SMEs ac­cess to the Fin­an­cial Om­buds­man Ser­vice: im­plic­a­tions for the...
The chal­lenges small and me­di­um-sized en­ter­prises (SMEs) have in ob­tain­ing com­pens­a­tion from fin­an­cial ser­vices pro­viders has at­trac­ted the in­terest of the UK Gov­ern­ment and the UK Fin­an­cial Con­duct Au­thor­ity (the FCA) fol­low­ing the LIBOR rate rig­ging scan­dal.
Dir­ect­or's per­son­al li­ab­il­ity for pre-con­trac­tu­al fraud­u­lent mis­rep­res­ent­a­tions
Sum­mary The Court of Ap­peal has re­cently up­held an award for dam­ages in de­ceit against a com­pany dir­ect­or who made false rep­res­ent­a­tions about her com­pany’s abil­ity to pay for a cargo of sun­flower oil.
Up­per Tribunal provides sup­port for schools fa­cing in­or­din­ate dis­crim­in­a­tion...
Dis­crim­in­a­tion claims are in­ev­it­ably highly fact-sens­it­ive. However, the rul­ing in the Up­per Tribunal Ad­min­is­trat­ive Ap­peals Cham­ber, in the case of C & C v The Gov­ern­ing Body of a School[1], in­cludes find­ings and com­ments of more gen­er­al ap­plic­a­tion in cases.
Build­ing the UK Fin­an­cial Sec­tor’s Op­er­a­tion­al Re­si­li­ence
In a year that has seen in­creased op­er­a­tion­al dis­rup­tion caused by cy­ber-at­tacks, failed out­sourcing and tech­no­lo­gic­al change, on 5 Ju­ly 2018 the Bank of Eng­land, the Pruden­tial Reg­u­la­tion Au­thor­ity and Fin­an­cial Con­duct Au­thor­ity pub­lished a joint dis­cus­sion.
Avi­ation: li­ab­il­ity for late flight com­pens­a­tion pay­able to pas­sen­gers...
Un­der EU le­gis­la­tion the ‘op­er­at­ing air car­ri­er’ is li­able to pas­sen­gers for late flight com­pens­a­tion, but who is the op­er­at­ing air car­ri­er where re­spons­ib­il­it­ies are split between com­pan­ies? The Court of Justice of the European Uni­on has de­cided that where.
Avi­ation: bag­gage com­plaints
When can mak­ing a tele­phone call be con­sidered an act of writ­ing? A con­sumer pro­tec­tion fo­cused de­cision from the Court of Justice of the European Uni­on (CJEU) re­cently ruled that a com­plaint made by tele­phone to an air­line about dam­aged lug­gage could sat­is­fy.
Avi­ation: e-tick­et­ing jur­is­dic­tion un­der the Montreal Con­ven­tion 1999
A court in Que­bec re­cently con­sidered the jur­is­dic­tion rules un­der the Montreal Con­ven­tion 1999 and re­jec­ted the sug­ges­tion that a “place of busi­ness” can in­clude the loc­a­tion of com­puters used to pur­chase air­line tick­ets.
In­sur­ance and new rules for use of drones
On 30 May 2018 the Gov­ern­ment in­tro­duced new rules reg­u­lat­ing the use of drones. The aim of the rules, in­tro­duced as an amend­ment to the Air Nav­ig­a­tion Or­der 2016, is to cre­ate a safer land­scape for the use of drones as the sec­tor grows.