Home / People / Emma Frost
Picture of Emma Frost

Emma Frost

Partner

CMS Cameron McKenna Nabarro Olswang LLP
Cannon Place
78 Cannon Street
London
EC4N 6AF
United Kingdom
Languages English

Emma is a partner in our Pensions team. She is recognised as a leading practitioner in the pensions industry in the Who’s Who Legal.

Emma has extensive experience in advising trustees and employers on all aspects of the law relating to occupational pension schemes including scheme mergers, dispute resolution, pensions aspects of corporate transactions and work involving the Pensions Regulator.

Emma is the client partner for a number of major pension schemes including House of Fraser, Honeywell, Harrods, Sony Music and Royal London.

more less

"Very knowledgeable, approachable and reacts quickly to requests"

Chambers

Emma is singled out as “excellent” in the Legal 500

Relevant experience

  • The Section 75 debt implications and negotiations on the sale of part of a group.
  • The simultaneous merger of six defined benefit schemes into a new scheme.
  • Currently advising a number of trustees and employers in relation to funding negotiations for their schemes.
  • The Trustee of an airline pension scheme in negotiations arising from the company's sale to a private equity firm and the scheme's entry into the Pension Protection Fund (PPF).
  • Trustees on the cessation of future accrual and negotiations with the sponsoring company including securing a guarantee from the US parent company.
  • Trustees on the release of a PPF guarantee and the purchase of (non employer-related) shares owned by the company in order to secure the viability of the company. This included discussions with the Pensions Regulator and time pressured negotiations to secure appropriate terms for the trustees.
  • Settlement negotiations between trustees and their administrators and securing appropriate terms for the member disputes on behalf of the trustees.
  • Ombudsman complaints and preparing a response on behalf of trustees/employers.
  • The implications for a pension scheme on the transfer of high value assets from one of the participating employers.
  • Providing advice in relation to asset backed funding arrangements; most recently involving a commercial property which was also key in providing additional protection for the trustees in the event of an insolvency scenario.
more less

Education

  • 2001 – LPC, Nottingham Law School, Nottingham
  • 2000 – Law Degree, University of Nottingham, Nottingham 
more less

Memberships

  • Full member of the Associate of Pension Lawyers
  • Emma sits on the Association of Pension Lawyers International Committee
more less

Publications

  • Contributor to the Pensions Law Handbook (15th Edition), Bloomsbury Professional.
more less

Feed

Show only
25 July 2016
BHS - the pen­sions angle
The House of Com­mons Work and Pen­sions and Busi­ness, In­nov­a­tion and Skills Com­mit­tees have is­sued their joint re­port in­to the col­lapse of Brit­ish Home Stores. In this LawNow, we look at the Com­mit­tees’...
05/06/2014
New Pen­sions Dir­ect­ive Pro­posed
The European Com­mis­sion has fi­nally ad­op­ted a pro­pos­al for a new IORP (In­sti­tu­tions for Oc­cu­pa­tion­al Re­tire­ment Pro­vi­sion) Dir­ect­ive, which will have an im­pact on all UK oc­cu­pa­tion­al pen­sion schemes...